Fixed Interest Rate Calculator
Test our interest rate calculator and see the effects of fixing the interest rate on all or part of your loan.
Combine fixed and variable interest rates in one mortgage
A combination loan gives you the predictability of a fixed interest rate loan, whilst retaining the flexibility of a variable interest rate.
Should we help your home loan move?
Do you have a mortgage with another bank and would like to receive an offer from us?
How much does a home loan cost?
How much the loan costs depends on the interest rate, type of loan, repayment period and any additional costs.
If you want the most predictable borrowing costs, a fixed-rate loan or a combination of fixed and variable interest rates in a combination loan may be right for you.
Costs as a homeowner
Don't forget that the costs of owning a home also include other necessary expenses, such as maintenance costs, fees and taxes, electricity, any shared costs, home insurance and contents insurance.
What affects how much the loan costs?
There are several factors that affect the price of your loan, and it depends on both you and your bank.
What the loan costs is affected by:
- What type of loan you take out
- The interest rate level
- Additional costs, such as establishment and instalment fees
- How long a repayment period you want
- Whether you have an annuity or serial loan
How much can you borrow?
Like the cost of the loan, your borrowing capacity also depends on many factors. Many people have complex finances and will therefore receive an accurate answer by contacting us for an assessment.
When we receive your loan application, we assess, among other things:
- What type of loan you want
- Total existing debt
- Your repayment capacity
- Equity