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Deposit Guarantee

The deposit is secured by the deposit guarantee scheme and applies to deposits up to NOK 2 million.

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The Norwegian Banks' Guarantee Fund

DNB Bank is a member of the Norwegian Banks' Guarantee Fund. If the bank experiences financial difficulties, the Norwegian Banks' Guarantee Fund guarantees your bank deposits, whether you are a private individual or a corporate customer.

You have a guarantee for your deposits in the bank up to NOK 2 million, including interest. This limit applies even if you have multiple accounts with us. The guarantee is a safeguard for you and covers most types of deposits.

Through the deposit guarantee scheme, they ensure that the money you had in the bank is available within seven working days.

Frequently asked questions about the Banks' Guarantee Fund

What does the guarantee cover?
  • Deposits in savings and current accounts, positive balances on credit cards and other credits, security deposit accounts, BSU home savings scheme for young people and BSU home savings scheme for young people Start.
  • Deposits in both Norwegian kroner and foreign currency are covered. Cash balances in share savings accounts are also covered.
How much is covered?

You have a guarantee for your deposits of up to NOK 2 million. This limit applies even if you have multiple accounts with us.

If your deposits exceed the limit of two million Norwegian kroner, you may in certain cases be entitled to unlimited additional protection.

This applies if the deposit has been received within the last 12 months and results from a specific life event.

There is no amount limit for temporary high deposits.

AtNorwegian Banks' Guarantee FundYou will find a detailed overview of what falls under the category of specific life events.

Who is covered by the guarantee?

The guarantee covers deposits for private individuals and business customers.

Which deposits are not covered under the guarantee?
  • Tax deduction account
  • Investments in financial instruments, such as shares, fund units or other securities
  • Deposits from depositors with unknown identity
  • Deposits of dividends from transactions that, following a final (and enforceable) judgement, are in breach of legislation on money laundering or the financing of terrorist activities

How are deposits protected

Basic information on the protection of deposits (NO) (PDF)Open the file in a new tab

General information on the protection of deposits (EN) (PDF)Open the file in a new tab

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Norwegian Banks' Guarantee Fund

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