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Deposit guarantee

The deposit is secured by the deposit guarantee scheme and applies to deposits of up to NOK 2 million.

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The Norwegian Banks’ deposit guarantee fund

DNB Bank is a member of the Norwegian Banks’ Guarantee Fund. If the bank experiences financial problems, the Norwegian Banks’ Guarantee Fund guarantees your bank deposits, regardless of whether you are a non-professional or a corporate customer.

You have a guarantee for your deposits in the bank of up to NOK 2 million, including interest. This limit applies even if you have several accounts with us. The guarantee provides security for you and covers most types of deposits.

Through the deposit guarantee, they ensure that the money you had in the bank is available within seven working days.

The Norwegian Banks’ deposit guarantee fund FAQs

What does the guarantee cover?
  • Deposits in savings and current accounts, positive balances on credit cards and other credit, security deposit accounts, BSU home savings schemes and BSU Start.
  • Deposits in both Norwegian kroner and foreign currency are covered. Cash holdings in share savings accounts are also covered.
How much is covered?

You have a guarantee for your deposits of up to NOK 2 million. This limit applies even if you have several accounts with us.

If your deposits exceed the NOK 2 million limit, in some cases you may be able to claim unlimited additional protection.

This applies if the deposit has been received during the past 12 months and is the result of a specific life event.

There is no limit amount for temporary high deposits.

At Banks’ Insurance Fund you will find a detailed summary of what the specific life events category includes.

Who is covered by the guarantee?

The guarantee covers deposits for non-professionals and corporate customers.

Which deposits are not covered under the guarantee?
  • Tax withholding account
  • Investments in financial instruments, such as shares, mutual fund unit or other securities
  • Deposits from depositors of unknown identity
  • Deposits of dividends from transactions which after a legally valid sentence are in breach of legislation on money laundering or financing of terrorist activities

We guarantee your bank deposits (in Norwegian only)

How are the deposits protected?

General information on the protection of deposits (NO) (PDF)Open the file in a new tab

General information on the protection of deposits (EN) (PDF)Open the file in a new tab

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Norwegian Banks' Guarantee Fund

Read more about the Norwegian Banks’ Guarantee Fund