Safe and simple saving with a savings scheme on account savings.
Predictable rate of return
Secure savings, covered by a deposit guarantee
Easy to set up in the online bank and mobile banking app
A savings scheme into a savings account is a safe and easy way to save money. The advantage of saving in an account is that the return is fixed and predictable. You can choose between different types of savings accounts with different terms and interest rates.
Setting up new accounts is free of charge, so in principle you can have one account per savings goal. You can set up savings schemes for ordinary savings accounts and high-interest accounts such as BSU (home savings scheme for young adults) and Sparekonto Pluss, with fixed and predictable interest rates and terms and conditions.
If you don’t already have a savings account, you must first go to the menu and select “Open new account” for the desired savings account. When you know which account you want to create a savings scheme for, you can easily create a savings scheme by logging into the online bank.
Fixed rate deposits usually give the highest interest rate, but you cannot have an ongoing savings scheme into this type of account. But you only choose between periods of 3, 6, 12 and 24 months where you need to create a new agreement every time the period ends.
Get an overview of the interest rates on the various types of savings available to you.
Get an overview of secure savings methods that usually have a higher interest rate.