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Leasing

A simple and flexible financing solution. Most items can be leased as long as the lease object is an independent item.

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  • Greater freedom of action

  • Predictability with fixed monthly expenses

  • Continuous overview with the digital service, DNB Portal

Check prices and apply for leasing

Means of transport

Construction equipment

Equipment

Fleet management

EIB supported financing

Leasing calculator

Your leasing partner

DNB has been involved in the Norwegian leasing market for several decades. We have favourable agreements in place with the largest suppliers of the most popular lease products. This ensures you get good prices.

Simpler accounting

Leasing makes it easier to keep your accounts with one aggregate invoice that is expensed directly.

Predictability

Leasing means that you know what your costs will be every single month. This makes budgeting easy and provides a good overview of future costs.

Always the latest equipment

Whether you’re leasing a car, a digger or a dental chair, leasing means you will always have the latest and most modern equipment. The company gets a new item without tying up working capital in a purchase.

Our leasing customers have access to the DNB Portal

The film shows how to manage your lease agreements. All our leasing customers have access to the portal. You can log in here.

Leasing FAQ

What can be leased?

Most types of operating equipment. The item must be an independent entity that can be depreciated. Additional equipment can be included in the lease agreement.

What are the charges if my payment is late?

Overdue payment costs*:

First overdue payment reminder fee

NOK 150

Second overdue payment reminder fee

NOK 350

Third overdue payment reminder fee

NOK 550

Forwarding of fines

NOK 400

Re-invoicing of claims sent to debt collection NOK 400

AutoPASS invoice with no additional fee from issuer

NOK 100

AutoPASS invoice with additional fee from issuer

NOK 400

* All costs associated with leasing are excluding VAT

What’s the difference between a loan and leasing?

Loans mean that the company itself owns the item. Therefore, the item must be capitalised on the balance sheet and depreciated over time. Under a lease agreement, the object is leased for a predetermined period of time.

What is leasing with a residual value?

Leasing with a residual value means that someone provides a guarantee for the value of the item after the term of the lease. Residual value means that the lease amount is significantly reduced because the item must be returned to the guarantor at the end of the term of the lease.

The advantage of residual value is that the guarantor takes over the risk of fall in value during the term of the lease. Leasing with a residual value means that someone provides a guarantee for the value of the item after the term of the lease. Residual value means that the lease amount is significantly reduced because the item must be returned to the guarantor at the end of the term of the lease.

Our leasing products

  • Road freight

    Leasing of cars, lorries, buses and other wheeled equipment

  • Construction equipment

    Everything from excavators and cranes to sorting plants

  • Equipment

    Production machinery and other equipment your company needs

  • Fleet management

    Long-term lease of company- and service vehicles through Autolease