Skip to main content
DNB Logo
Search
To Home mortgages
  • Help and guidance
  • Find your DNB office
  • Make an appointment

Footer navigation

©

DNB Logo

Green Home Mortgages

Extra favourable terms if you want to buy an energy-efficient home.

Moving couple
  • Extra favourable terms

  • Help and advice throughout the process

  • Possible to get flexible repayment and interest-only period

This is a Green Home mortgage

  • Mortgages for buying homes with energy rating A or B
  • Also applies to refinancing and if you want to increase the home mortgage
  • Documentation: Valuation, purchase contract or energy certificate
  • Applies to primary residence with mortgage in Boligkreditt

Price example Green mortgage

Nominal floating interest rate from 4.99 %, annual percentage rate of charge (APRC) from 5.18 %. Annuity loan NOK 2 000 000 o/25 years with monthly payment NOK 11 745. The total amount payable would be NOK 3 526 690 made up of the loan amount plus interest of NOK 1 526 690. Presupposes a mortgage on the home.

title

Do you have a home mortgage at a different bank?

We give your home mortgage an offer to move.

Transfer your home mortgage

Borrow more against your home

If the value of your home has increased, you can refinance your home mortgage and borrow more.

Increase your home mortgage

Energy labelling and energy efficiency

How can you find an energy label for your home?

For a home purchase, the energy label is indicated on the prospectus/home advertisement. You can register your home at energimerking.no, and get an energy label by stating: Type of home, construction year, usage area and heating method.

Energy class A and B

  • A: The building has a heat pump or solar energy, as well as better insulation and windows. Passive homes will get an A.
  • B: The building has a heat pump or solar energy and/or better insulation and windows than the requirements in the building regulations. In addition to heating and insulation, the type of home, construction year and use area will affect the energy class.

What does home energy labelling mean?

The property is assessed in relation to how energy intensive it is to maintain a stable indoor temperature and which energy source is used.

How can you make your home more energy efficient?

On enova.no you’ll find a number of recommendations and you can apply for support for energy-efficient measures.

You can also get help with financing energy-efficient measures by applying for an Environmental loan with us.

Read more about the Environmental Loan

Questions and answers about home mortgages

Where will I find the interest rates and the other terms and conditions of the loan?

In the online bank under Banking and loans – Loans and credit cards, you’ll find the home mortgage. From the shortcut on the right of the loan, select “Loan details”.

How can I pay extra instalments?

In the online bank under Everyday banking and loans – Loans and credit cards, you’ll find the home mortgage. From there, select “Extra instalments”.

Pay it like a normal bill, entering the loan number as the account number.

Tip! If you pay 4 days or closer before the due date, the payment will also cover the normal instalment.

Do you have a fixed-rate loan? Contact us on +47 915 04800 before you make additional payments.

How do I apply for an interest-only period?

You can apply for an interest-only period if the home mortgage is within 60% of the value basis of the home.

What happens when I make additional payments on the home mortgage?

When you make additional payments on the home mortgage, the monthly amount will be lower in future. The repayment period will remain the same as before.

See also

  • Home mortgages

    Loans adapted to your finances

  • Green fixed-rate loan

    Fixed-rate loans for energy-efficient homes

  • Cabin mortgages

    Mortgages for cabins in Norway or Sweden.

  • Green car loan

    Loans for zero-emission vehicles