Green Fixed-Rate Loan
Get predictable loan costs with extra favourable terms when you buy an energy-efficient home.
This is the Green fixed-rate loan
- Fixed-rate loan for homes with EPC level A or B
- You can agree a fixed interest rate on your home loan for a period of 3, 5 or 10 years
- You know exactly what you will pay each month during the period
- You protect yourself against interest rate increases during the period
Interest rate for 3, 5 and 10 year fixed-rate periods
3 years: Nominal interest from 5.39 %, operating interest rate 5.58 %.
5 years: Nominal interest from 5.29 %, operating interest rate 5.48 %.
10 years: Nominal interest from 5.19 %, operating interest rate 5.37 %.
Price example five years with Green fixed-rate loan
Nominal interest from 5,29 %, operating interest rate 5,48 %. Kr 2 000 000 o/25 year. Instalment amount NOK 12097 per month. Cost NOK 1 629 100, total NOK 3 629 100.
Do you have a mortgage with another bank?
We'll make your mortgage an offer to switch.
Energy labelling and energy efficiency
How to find the EPC level for your home?
When purchasing a property, the EPC level is stated in the prospectus/property listing. You can register your home at energimerking.no and obtain the EPC level by providing: Property type, year of construction, usable area and heating method.
Energy class A and B
- A: The property has a heat pump or solar energy, in addition to better insulation and windows. Passive houses will receive an A rating.
- B: The property has a heat pump or solar energy and/or better insulation and windows than required by building regulations. In addition to heating and insulation, the type of property, year of construction and usable floor area will affect the energy rating.
What does the energy rating on the property mean?
The property is assessed based on how energy-intensive it is to maintain a stable indoor temperature, and which energy source is used.
How to make the property more energy-efficient?
At enova.no You will find a range of recommendations, and you can apply for support for energy efficiency measures.
You can also get help with financing energy efficiency measures by applying for an Environmental Loan with us.