We help you find the right kind of savings that suit you and your economy.
Saving in an account is a safe option for money you are going to use soon. Such as a savings buffer, holiday or home renovations. You can easily use the money exactly when you want. For savings accounts, you have greater flexibility than, for example, savings in mutual funds. If you’re going to save money over a longer period of time, you should read about our other savings products further down this page.
Everyone’s financial position is different, and your unique situation is crucial in determining how you should save in order to reach your goals.
To find out which type of savings and product is right for you, a savings consultation will therefore be based on your specific situation as we find out what we can recommend for you!
Do you have money left over every month? If so, saving in mutual funds might be a good long-term savings option. The recommended savings period is at least six years, and you must be able to tolerate fluctuations in your savings balance during this period.
A mutual fund is a collective investment tool that invests in several different companies. With a mutual fund, you thereby spread the risk of your savings, and this is generally considered less risky than investing in individual companies. This makes saving in mutual funds a safer method of saving than saving in individual shares, but it is still not without risk. It is difficult to time the market, and we therefore recommend you save steadily in equity funds via a monthly savings scheme.
Investing in individual shares is suitable when you want to take more risk with your savings, while also wanting to spend more time on your savings. If you invest in individual shares, you only own shares in one company. The recommended savings period is more than six years, but you need to be able to tolerate major fluctuations in your savings during the savings period, and for your savings to be lost as a result of the company’s bankruptcy.
To spread the risk when investing in individual shares, you can invest in a number of unique companies and industries. As a shareholder, you can earn a profit in two different ways by the price of the share going up and by receiving dividends.
Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market developments, the skill of the Portfolio Manager, the mutual fund’s risk, and the management costs. Returns may be negative as a result of mark-to-market losses.
Flexible saving without limits on the number of withdrawals
Deposit NOK 500 000 or more and get a better interest rate
Lock in your money for 3, 6, 12 or 24 months
For people below the age of 33 wanting to save for a home
For people who want to save more for a home than the normal BSU home savings scheme
Savings account for children between 0–18 years old
Save a little every time you use the card or pay a bill
