The proportion of equities is adjusted automatically according to your age
You can save as much as you want and take out the money over as long a period as you like
On a mobile phone, you buy DNB Lev Mer in The Spare app
DNB Lev Mer are the funds that are customised for saving for a pension. Here you’ll get a good mix of shares and interest rates to suit your age.
The proportion of equities is adjusted automatically according to your age
You can save as much as you want and take out the money over as long a period as you like
On a mobile phone, you buy DNB Lev Mer in The Spare app
DNB Lev Mer is a simple and flexible savings product for anyone who wants to save for a pension in the mutual fund.
The fund you buy is customised to your age and adjusts the equity allocation automatically towards your retirement age. The number you see in the name behind your Lev Mer fond is the year in which you are between the ages of 62 and 67.
Regardless of when you plan to withdraw from a pension, you will be invested in a fund that is adapted to you and is fully downweighted when your age is between 62 and 67 years.
The mutual funds invest in up to six sub-funds and have broad exposure to the global and Norwegian equity and fixed income markets.
During the fund’s life cycle, the shareholding in the fund is gradually adjusted from 80 to 20 per cent. This is to avoid the pension capital being exposed to unfortunate fluctuations in the stock market as you approach retirement.
Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market developments, the skill of the Portfolio Manager, the mutual fund’s risk, and the management costs. Returns may be negative as a result of mark-to-market losses.
Spare is the app that helps you keep track of your savings.
SFDR is the regulation in the EU action plan for sustainable finance. SFDR ensures that financial institutions publish their financial products’ investment strategy, investment objectives and actual investments.
Get a full overview of all our mutual funds
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For people who want to save long term and can tolerate fluctuations
Equity fund for people who prioritise low costs
Mutual funds that invest the money in fixed-income securities
Balanced funds invest in both fixed-income securities and shares
Makes it easier for you to save in shares and equity funds
Access to both securities and mutual funds in the same solution
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