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Balanced funds

A balanced fund invests in both fixed-income securities and shares and is suitable for people who are going to save for three or more years.

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  • Simple savings solution where you determine your own risk level

  • Good selection of balanced funds in the DNB Aktiv and DNB Spare range

  • On your mobile phone you buy a combination fund in The Spare app

You can easily buy mutual funds in the online bank using a computer or in the Spare app.

What is a balanced fund?

A balanced fund is a mix of two things: share and interest rates. Returns and risk depend on the proportion of share and interest you have in your selected fund.

The amount of share and interest in the combination funds varies from fund to fund. More share mean more fluctuations, but also a higher expected return.

With a balanced fund, you choose how much risk you’re ok to take, and a portfolio manager will ensure that the allocation of shares and interest rates stay the way you want while you save.

If you want to buy a balanced fund from us, you can choose from three different series, DNB Spare, DNB Aktiv and DNB Grønt Skifte (Green Shift).

See all our fonds

How much does it cost to save in a balanced fund?

Get an overview of what it costs to save in different funds.

Pricing model for mutual funds
Father and son

DNB Spare-fond (Savings funds)

The DNB Spare mutual funds are a range of mutual fund packs for people who want an easy way to save over the long term but don’t want too many options.

Read more about the Spare app
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DNB Aktiv funds

The DNB Aktiv funds are a savings solution that is best for those who want to save for a long time and want a portfolio manager to make active choices for you.

Read more about DNB Aktiv 80

DNB Green Shift funds

Green globe

DNB Grønt Skifte (Green Shift) is a series of balanced funds that aims to contribute to the green shift. By investing in these funds, you can grow your savings in a fund that focuses on sustainability for people and the environment.

Read more about DNB Grønt Skifte
Savings advice

Are you looking for advisory services?

Find out which type of investment is right for you. Our advisers will do a review of your overall finances and what you want to get from your savings.

Book a meeting with an adviser
Illustration of the Spare app

The Spare app

The Spare app brings all your savings together in one place and gives you a full overview of your investments.

Read more and download the Spare app

Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market developments, the skill of the Portfolio Manager, the mutual fund’s risk, and the management fees. Returns may be negative as a result of mark-to-market losses.

Our mutual fund products

  • Mutual fund list

    Get a full overview of all our mutual funds

  • Digital adviser

    Get customised research and investment suggestions adapted to you.

  • Equity funds

    For people who want to save long term and can tolerate fluctuations

  • Index funds

    Equity fund for people who prioritise low costs

  • Fixed-income funds

    Mutual funds that invest the money in fixed-income securities

  • Balanced funds

    Balanced funds invest in both fixed-income securities and shares

  • Share savings account

    Makes it easier for you to save in shares and equity funds

  • Investment account

    Access to both securities and mutual funds in the same solution

  • Downloadable forms

    We have gathered all of the forms onto one page