Save money for larger purchases such as a car, a boat, a holiday cabin or a wedding.
Save money that don’t need right away
On your mobile phone you buy bond funds in The Spare app
Save money for major purchases where you don’t need immediate access to the money.
Save money for larger purchases such as a car, a boat, a holiday cabin or a wedding.
Save money that don’t need right away
On your mobile phone you buy bond funds in The Spare app
A bond fund is a fixed-income funds that buys fixed-income securities with terms of over one year. Bond funds are suitable when you want to save for a few years for larger purchases such as a car, a wedding, a boat or a holiday cabin.
Saving in a bond fund is also a good solution for people who want to combine this with investing in equity funds so you can adjust the risk in your overall savings portfolio
Bond funds are suitable for people who are willing to accept slight fluctuations in their savings, in exchange for slightly higher expected returns than saving in a bank account.
If you want to invest money in the medium term, bond funds are a good alternative to saving in an account. If you would like the possibility of a better return that what you get in liquidity funds , a bond fund may be better suited for you, as the return is normally higher over time.
If you are looking for a very high return on your money, liquidity funds are not for you. In that case you are better off looking at savings with a higher level of risk which are more suited to long-term savings such as equity funds or individual shares.
The costs for a bond fund, better known as annual management fees, vary from fund to fund. They are stated as a percentage and are deducted annually from the money you have in the bond fund. See the costs for each bond fund in Spare.
Spare is the app that helps you keep track of your savings.
Build up a savings buffer or save for unforeseen events with quick access to the money
Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market developments, the skill of the Portfolio Manager, the mutual fund’s risk, and the management costs. Returns may be negative as a result of mark-to-market losses.
Compare our prices with other companies at Finansportalen.no.
Get a full overview of all our mutual funds
Get customised research and investment suggestions adapted to you.
For people who want to save long term and can tolerate fluctuations
Equity fund for people who prioritise low costs
Mutual funds that invest the money in fixed-income securities
Balanced funds invest in both fixed-income securities and shares
Makes it easier for you to save in shares and equity funds
Access to both securities and mutual funds in the same solution
We have gathered all of the forms onto one page