Hopp til hovedinnhold
DNB Logo
Søk
Til Forsikring
  • Bli bedriftskunde
  • Hjelp og veiledning
  • Avtal møte
  • Finn ditt kontor

Footer navigasjon

©

DNB Logo

Transportforsikring

Forsikring for bedrifter som transporterer varer eller eiendeler. Dekker økonomisk tap hvis varer blir skadet eller borte under transport.

To mennesker stabler en pakke fra en bil på en tralle
  • Trygg transport for bedriftens varer

  • Velg mellom enkeltforsikring og årsavtale

  • Dekker skade og tap under transport

Vi tilpasser forsikringen til akkurat din bedrift

Lurer du på om du er riktig forsikret, trenger flere forsikringer eller ønsker et tilbud? I forsikringsportalen har du alltid full oversikt over alle skadeforsikringene dine.

Bli kontaktet av en rådgiver
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

Hva er transportforsikring?

Transportforsikring beskytter bedrifter mot økonomisk tap ved skade eller tap av varer under transport, utover transportørens begrensede ansvar.

Tilpasning av forsikring

Velg mellom engangs- eller årsforsikring, samt ulike dekninger og vilkår for optimal beskyttelse.

Ulike kombinasjoner av transportforsikringer:

Avtaletype
  • Enkeltforsikring benyttes når bedriften vil forsikre èn forsendelse.
  • Årsavtale passer når bedriften frakter egne varer eller eiendeler hele tiden, hele året.
Vilkår
  • A-vilkår: Alle farer
    Dette vilkåret dekker alle farer som varene kan bli utsatt for under transport. Brukes ofte for varer som ikke tåler så mye.
  • B-vilkår: Utvidet transportulykke
    Dekker skader/tap som skyldes at transportmiddelet har vært utsatt for en ulykke, for eksempel utforkjøring, akselbrudd eller grunnstøting. I tillegg dekker vilkåret brann, naturskade, varer som kastes eller blir skylt over bord, skade ved flom, fullstendig tap av hele kolli når man laster og losser, flytting av varer i nødhavn og felleshavari. Denne forsikringen blir ofte brukt for varer som tåler mye og brukte ting. Vi anbefaler denne som minimum for all sjøtransport.
  • C-vilkår: Transportulykke
    Et begrenset vilkår som dekker skader som skyldes at transportmiddelet har vært utsatt for en ulykke eller for brann, naturskade og felleshavari. Brukes ofte for varer som tåler mye, men som allerede har en del mangler eller skader.
Dekning
  • Omsetning av varer: Passer for bedrifter som ønsker en årsavtale for alle transporter i inn- og utland. Denne dekningen er ideell når bedriften bærer risikoen eller må forsikre varene basert på leveringsbetingelser. Prisen beregnes ut fra bedriftens antatte årlige vareomsetning.
  • Tidsforsikring: Dekker transport av eiendeler til utstillinger, som kunst, med spesialvilkår for brann og tyveri under opphold. Den passer også for flytting av maskiner, men er ikke nødvendig dersom maskinene har kaskoforsikring.
  • Egne varer i egne biler: Årsforsikring for bedrifter som transporterer egne varer med lavere verdi i egne biler. For høyere verdier anbefales dekning for «omsetning av varer».
  • Engangsforsikring: Dekker enkelttransport for varer over en forhåndsdefinert strekning og tidsperiode, og passer både for bedrifter og privatpersoner.
Tilleggsforsikring

For disse tilleggene må vi inngå spesialavtale:

  • Tap ved avbrudd (ventetid) på et fast sted. Gjelder kun omsetning transportvarer på A-vilkår.
  • Tap på grunn av temperaturinnvirkning (kalt termoklausul) ved transport.
  • Utgifter ved å fjerne totalødelagte forsikrede varer (kalt vrakfjerning) ved transport.

Hvorfor transportforsikring?

Mange tror at skader på lasten er transportørens ansvar, men dette er feil. I henhold til loven er transportørens ansvar sterkt begrenset til tap som skyldes uaktsomhet. Erstatningen, ofte beregnet i SDR, er vanligvis minimal, noe som betyr at dyre varer som datautstyr kan bli erstattet til en symbolsk kilopris. Derfor er transportforsikring viktig for vareeiere for å dekke økonomiske tap ved skade eller tap under transport.

Containerskip som seiler på havet med skyer på himmelen

Incoterms 2020

Kjøps- og salgsbetingelser kan variere mellom land. For å unngå misforståelser har det Internasjonale Handelskammer utviklet Incoterms, som er standardiserte internasjonale leveringsbetingelser. Incoterms klargjør om kjøper eller selger har ansvar for kostnader og risiko knyttet til varetransport. Bruk gjerne Incoterms for å avklare ansvarsforholdene i avtaler.

Har du spørsmål om transportforsikring?

Snakk med en forsikringsrådgiver.

Ring meg

Vilkår og produktinformasjon

  • Vilkår transportforsikring
  • Produktinformasjon egne varer i egen bil (PDF)
  • Produktinformasjon engangsforsikring (PDF)
  • Produktinformasjon omsetning av varer (PDF)
  • Produktinformasjon tidsforsikring (PDF)

Spørsmål og svar om transportforsikring

Hva dekker transportforsikring?

Transportforsikring dekker skader og tap på varer og gods under transport.

Hvilke typer skader dekkes?

Transportforsikring dekker blant annet skader på varer som oppstår under transport, inkludert skader fra ulykker, brann, vann, tyveri, og skader under lasting og lossing.

Hvem bør ha transportforsikring?

Bedrifter som frakter egne varer, enten de er kjøpere, selgere eller transportører, bør ha transportforsikring.

Er transportforsikring nødvendig for internasjonal handel?

Ja, det er spesielt viktig for varer som fraktes over lange avstander.

Våre skadeforsikringsprodukter

  • Ansvarsforsikring

    Sikrer ved eventuelle erstatningsansvar

  • Arbeidsmaskinforsikring

    Sikrer gule maskiner og traktorer i næringsvirksomhet

  • Bilforsikring

    Sikrer ved skade på bedriftens bil

  • Borettslag- og sameieforsikring

    Sikrer ved uforutsette hendelser i bofellesskapet

  • Båtforsikring

    Sikrer bedrifter innen turistnæring og arbeidsbåter

  • Cyberforsikring

    Sikrer umiddelbar hjelp ved datainnbrudd

  • Driftstapforsikring

    Sikrer ved skader som påvirker driften

  • Eiendelsforsikring

    Sikrer ved skade eller uhell på eiendeler

  • Kriminalitetsforsikring

    Sikrer ved økonomiske tap som følge av underslag

  • Lastebilforsikring

    Sikrer bedriftens lastebiler og sikrer veihjelp

  • Næringsbyggforsikring

    Sikrer ved skade på en eller flere bygninger du eier

  • Prosjekt- og kontraktsarbeid

    Sikrer verdier tilknyttet bygg- og anleggsplasser

  • Spesialforsikring

    Sikrer ved tap eller skade på spesialutstyr og gjenstander

  • Tilhengerforsikring

    Sikrer vare- og lastebiltilhengere i næringsvirksomhet

  • Transportforsikring

    Sikrer bedrifter som transporterer varer eller eiendeler

  • Prøveskiltforsikring

    Sikrer bilforhandlere ved prøvekjøring

Leverandør av forsikringen

Forsikringen leveres av Fremtind Forsikring. For å kunne gi deg et tilbud, beregne pris og kjøpe forsikring vil DNB overføre dine personopplysninger til Fremtind. Du kan lese mer om Fremtinds behandling av personopplysninger på Fremtinds personvernerklæring.