Start an AS

Setting up a limited company (AS) is quick and easy in DNB. You can also get tips and advice on how to set up a limited company step-by-step.

Woman smiling, some bottles and a mobile phone

Fast and simple establishment! Found limited company (AS) and establish customer relationships in one place.*
DNB Accounting Mini for free for the first year
Get help from advisers – whether you need sparring before start-up or banking advice

If you choose “Start a new limited company”, we will arrange the submission of documentation to Altinn

Only NOK 149 per month – free of charge the first year

Accounts, cards and payments

The monthly price includes a number of payments, annual fee cards.

Three online bank users

Distribute the responsibility. You can give access to three users.

The DNB Regnskap Mini

Banking and accounting in one – seamless bank integration included.

Update your application

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Have you started an application that you want to resume? You can log in here to continue with the application, and to add any missing documentation

*Important! You can NOT use this solution if:

The company is being established by another company
The company must have more than the standard/minimum articles of association
The company must have different share classes
The share deposit amounts to more than NOK 1,000,000
Each share does not cost 1 NOK
Role owners in the company are missing BankID (all role owners must be able to sign electronically)
The company must have a foreign address

If you recognise any of these points, you need to first found the company at Altinn.

If you already have foundation documents, you can apply for a customer relationship by clicking the button below.

Please note that you will not receive the product package at a fixed price of 149 per month.

How to start AS

1. Check if you meet the requirements for business activities before you start.

To start an AS, you must meet the business requirements for 2025 You’ll find more information and good guidance for this by the Norwegian Tax Administration.
The Tax Administration does not assess whether you meet all the conditions, you must assess this yourself:
1. The business is suitable for collecting profits.
2. The business has a certain duration: There is no fixed requirement for how long you need to run, but you should have a plan to keep going for a while.
3. The business has a certain scope: For it to be considered as a business activity, you need to work regularly.
4. The business is run on its own account and at its own risk..
When you submit an application, you will be asked a few questions about what you will be doing and expected revenues and similar. It’s a good idea to have this ready before you start.

2. Submit your application

To start your business, start by filling in and submitting an application with us. You sign with BankID.
It’s everything you need to do – we’ll handle the rest for you, without additional costs than the government fee you’ll have to pay.
You do not need to register anything with the Brønnøysund Register Centre. It can actually delay the process.
The processing time at the Brønnøysund Register Centre varies. You can see an updated overview of processing time at brreg.no.

3. What happens after the application is submitted?

When the founding documents and articles of association are completed and signed, you are ready to become a DNB customer. This is a necessary step for opening an account where you can pay in the share capital. In addition, you’ll be able to order any additional services that your business may need.
Your limited liability company is set up and we’ll be more familiar with you as a customer and your needs, so that we can help you in the best way possible.
- We register the company with Brønnøysund and set you up as a banking customer with the products you get as a new customer at DNB
- We’ll call you during the customer set-up process to get to know you as a customer and the company you’re founding
- The application is being processed by DNB and we’re handling everything with the Brønnøysund Register Centre.
- Processing times vary, but we strive to make the process as short as possible. You can check on its progress by logging in.
- You will be notified when the application is approved, the company is set up and how you will pay in share capital.

5. Check the status of the application

Everything you get as a customer DNB:

Digital company set-up

Simple registration of the company. Do everything in one place, we’ll do the work for you with Brønnøysund. Here you can also check on the status of ongoing applications.

Account and payments

The monthly price covers domestic payments and payroll up to 30 transactions per payment type per month.

Cards

As a corporate customer in DNB, you get one card included (Visa Business). If you want more cards, we have what you need.

The DNB Regnskap Mini

Our basic package suitable for smaller businesses It’s free the first 12 months, remember to activate.

Three users to the online bank

If you want to delegate, three users can get access at no extra cost.

Mobile banking app DNB Bedrift

Get a full overview and the bank in your pocket when you’re on the go.

Get help from the Start-up advisory team

DNB Start-up pilot can help you with the set-up, company structure, business model, financing, networking and marketing

Corporate department

Our advisers at the corporate centre are always ready to help you. You can also see our help pages or use our chatbot Aino.

See more in Help and guidance

We can help you get started

As a customer with a new limited liability company, you’ll get a number of tips and advice on how to start and run your company. We’ve gathered most of the information for you in Start-up advisory team – advisers who specialise in helping people who want to start their own business, from start-up to growth.

Glenn Eivind Elton from Viken Lock and Security AS

“DNB has given us the best. The online bank works well, and I always get the help I need. We have a permanent contact person who finds effective solutions and who makes our everyday life easier.”

- Glenn Eivind Elton, Chief Executive Officer (CEO) Viken Lås og Sikkerhet AS

We’ve put together some tips and templates

We want to make it easy for you to start and run your own business and help you with what you need.

Do you want to switch banks to DNB?

Do you already have a business and want to become a corporate customer at DNB?

Become a corporate customer now

What is a private limited company?

Private Limited Company (AS) are a popular choice for many entrepreneurs, and offer greater security by distinguishing your personal finances from the company’s.

With an AS, you only risk the equity you have invested in the company. To start an AS, at least NOK 30,000 in share capital is required. Read more at Altinn.

Benefits of AS:

Limited liability – you run the risk of equity that you’ve deposited
Better social security rights (such as sickness benefits and pensions)
Opportunity to bring in investors and scale the business

Disadvantages with AS:

Requirement for NOK 30,000 in share capital. These are funds the company can use, but the Companies Act requires that funds are available at all times.
Several accounting and reporting requirements

How much does it cost to start a limited liability company?

You must also pay in share capital.

DNB does not charge an establishment fee for the digital company establishment of an AS.

However, remember that there is a tax to the Brreg that must be paid when registering a new AS. The current prices are available from the Brønnøysund Register Centre

A share capital of at least NOK 30,000 must also be paid in. This must be at least NOK 30 000, divided into one or more shares.

After you register with the digital establishment, new customers get access to DNB’s new basic package – a complete solution for starting and running a business. It’s free the first year to become a new customer.

After this you get a price of NOK 149 per month:

Online banking and mobile banking for businesses
DNB Accounting Mini, fully integrated with bank account.
30 standard payments included
Annual fee card (Visa Business)
Access to advisers at the Business Centre and Start-up pilots

The DNB Accounting accounting system is optional, if you choose not to activate this it costs the basic package of NOK 69 per month.

The difference between sole trader companies and limited companies

What should you choose? If you want a simple start-up with few requirements, and if you are comfortable with being personally responsible, ENK may be the right choice. However, if you have ambitions for growth, start with someone else, limit personal risk, get investor capital etc., AS can be the best alternative. In DNB you can get help to select company type.

Characteristics of a limited company

The company is a separate legal entity, separate from the owners, and can enter into agreements, have rights and obligations of its own.
Minimum 30,000 share capital.
The shares can be bought and sold, which gives flexibility in ownership.
The personal financial responsibility is limited to the share capital.

What is a holding company?

A holding company is a company that has no other purpose than to own shares in other companies.

The process for setting up a holding company is essentially the same as for a normal limited company, but with some important considerations related to the company’s purpose and structure.

Newly-established limited companies should choose a digital accounting system from the start

Starting a private limited company?

Good financial and accounting control is crucial for a safe and profitable start-up. Limited companies must keep accounts in accordance with the Accounting Act, submit a tax return, shareholder register statement and business specification to the Norwegian Tax Administration. In addition, there are rules for, among other things, deductions, dividends and annual accounts.

With DNB Accounting, we have made it easier for you to save time, while reducing the risk of errors and ensuring that you meet all requirements. Perfect for anyone wanting to spend more time developing the business and less paperwork. If you are stuck or do not want to keep the accounts yourself, we have good authorised accounting partners who can help you in full or in part with the job.

The Tax Administration has useful resources and courses for new self-employed.

If you start AS with DNB, you get DNB Accounting Mini for free for 12 months.

FAQs about setting up a private limited company (AS)

What is a private limited company?

You start by creating founding documents and articles of association before you begin the application process with the bank.

Private Limited Company (AS) are a popular choice for many entrepreneurs, and offer greater security by distinguishing your personal finances from the company’s.

With an AS, you only risk the equity you have invested in the company. To start an AS, at least NOK 30,000 in share capital is required.

Characteristics of a limited company

The company is a separate legal entity, separate from the owners, and can enter into agreements, have rights and obligations of its own.
Minimum 30,000 share capital
The shares can be bought and sold, which gives flexibility in ownership.
The personal financial responsibility is limited to the share capital

Should I begin the process in Altinn or DNB?

You can easily set up a new business and become a business customer in DNB at the same time. We handle all the paperwork with the Brønnøysund Register Centre.

Note: this only applies if you:

Is a natural person who is going to set up a company
Only have standard/minimum articles of association
Do not need A/B shares
Has BankID (all owners must be able to eSign)
Has an address in Norway
Do not need the company to have ownership of other companies

You need to fulfil all of these in order to use our fully digital solution, if not you need to start the process at Altinn. You can still apply with us, but then we need the founding documents. Select "Start application with foundation documents" further up on the page.

Can I start AS and become a corporate customer in DNB without BankID?

Where can I find prices for products and services?

How much does it cost to start AS?

DNB does not charge an establishment fee for the digital company establishment of an AS.

However, remember that there is a tax to the Brreg that must be paid when registering a new AS. You can find the current prices at Brønnøysund Register Centre

A share capital of at least NOK 30,000 must also be paid in. This must be at least NOK 30 000, divided into one or more shares.

After you register with the digital establishment, new customers get access to DNB’s new basic package – a complete solution for starting and running a business. It’s free the first year to become a new customer.

After this you get a price of NOK 149 per month:

Online banking and mobile banking for businesses
DNB Accounting Mini, fully integrated with bank account.
30 standard payments included
Annual fee card (Visa Business)
Access to advisers at the Business Centre and Start-up pilots

The DNB Accounting accounting system is optional, if you choose not to activate this it costs the basic package of NOK 69 per month.

Should I start an ENK or AS?

When starting a business, you need to consider whether you should set up an ENK or AS. If you are unsure, DNB’s Start-up advisory team help you for free.

Sole proprietorship (ENK) is an organisation in which a natural person is responsible for the business. This means that you have full financial responsibility for the business’s requirements and obligations. You are not obliged to invest money in the company, so you can start with NOK 0 in your account.

Private limited company (AS) is an abbreviation for aksjeselskap (private limited company). The private limited company has some advantages. Vis-à-vis creditors (those who have lent the company money) you’re only liable for the amount you have deposited. As an employee in your own AS you can claim the same social security benefits as other employees.

When you form an AS you need to deposit a minimum of NOK 30,000 in share capital. Compared to an ENK, AS has slightly stricter accounting requirements. An AS must also have a board of directors with at least one member.

There are also several other company types, such as general partnership with shared liability (DA), general partnership with joint and several liability (ANS) and foundations. Read about other types of companies here.

If you want to compare AS and ENK, we’ve put everything together on one page. You’ll also find information about holding companies here. Read more about AS, ENK and holding companies here.

Where do I check the status of my application?

Do I need an accounting program?

What happens after the application is submitted?