Agreement terms and conditions for businesses

From 1 January 2023, we got a new financial agreement law in Norway. Among other things, the law aims to give you even stronger consumer protection and prevent debt problems and will affect you as a business customer.

Accounts

Account agreements, commercial

Part A Main document (PDF)Open the file in a new tab

Part B General Terms and Conditions of Deposit and Payment Services (PDF)Open the file in a new tab

Agreement terms and conditions for opening and managing client accounts (PDF, file.anchor.en.label)Open the file in a new tab

Agreement terms and conditions currency account Day-to-Day market rates (PDF)Open the file in a new tab

Agreement terms and conditions, tax withholding account (PDF)Open the file in a new tab

Agreement terms and conditions, security deposit account (PDF)Open the file in a new tab

Agreement terms and conditions, fixed-rate deposits (PDF)Open the file in a new tab

Corporate agreement

Terms and conditions for corporate agreement with account, card and online bank (PDF)Open the file in a new tab

Basic products and agreement terms and conditions

Account agreement, business conditions, main documents part A (PDF)Open the file in a new tab

Part B General Terms and Conditions of Deposit and Payment Services (PDF, file.anchor.en.label)Open the file in a new tab

General terms and conditions - Electronic services (PDF)Open the file in a new tab

Agreement terms and conditions DNB Connect/Corporate online bank (PDF)Open the file in a new tab

Agreement terms and conditions - eFaktura (eInvoice) (PDF)Open the file in a new tab

Agreement terms and conditions – DNB Business cards with Visa (Visa Business) (PDF)Open the file in a new tab

Additional products and agreement terms and conditions

Agreement terms and conditions - Tax withholding account, part C of the account agreement (PDF)Open the file in a new tab

Agreement terms and conditions - DNB Corporate Mastercard personal liability (PDF)Open the file in a new tab

Agreement terms and conditions - DNB Corporate Mastercard company liability (PDF)Open the file in a new tab

Agreement terms and conditions -Travel insurance Basis, when using company card (PDF)Open the file in a new tab

Online bank and payment services

Agreement terms and conditions DNB Connect/Corporate online bank (PDF)Open the file in a new tab

General terms and conditions - Electronic services (PDF)Open the file in a new tab

Agreement terms and conditions - OCR Payment service (PDF)Open the file in a new tab

Agreement terms and conditions – DNB Incoming payments Pluss (PDF)Open the file in a new tab

Agreement terms and conditions - AvtaleGiro (PDF)Open the file in a new tab

Agreement terms and conditions - eFaktura (eInvoice) (PDF)Open the file in a new tab

Pre-validation - KAR and Swift (PDF)Open the file in a new tab

Merchant agreement BankAxept (PDF)Open the file in a new tab

Terms and conditions at BankAxept.no

Card products

Visa Business

Agreement terms and conditions (PDF, file.anchor.en.label)Open the file in a new tab

Corporate card BankAxept

Agreement terms and conditions (PDF, file.anchor.en.label)Open the file in a new tab

DNB Corporate Mastercard

Travel insurance (PDF)Open the file in a new tab

Account terms and conditions - Card admin (PDF)Open the file in a new tab

Account terms and conditions - Personal responsibility (PDF)Open the file in a new tab

Account terms and conditions - Corporate responsibility (PDF)Open the file in a new tab

Purchasing account

Agreement terms and conditions (PDF)Open the file in a new tab

Mutual fund trading

Electronic trading in mutual funds (PDF)Open the file in a new tab

Shares, stock exchange and currency

• Online equity trading
• Online foreign exchange trading

Your pension

Defined-contribution pension (PDF, file.anchor.en.label)Open the file in a new tab

Personnel insurance

General terms and conditions (PDF, file.anchor.en.label)Open the file in a new tab

Workers’ compensation insurance (PDF, file.anchor.en.label)Open the file in a new tab

Corporate group life insurance (PDF, file.anchor.en.label)Open the file in a new tab

Group accident insurance (PDF, file.anchor.en.label)Open the file in a new tab

Leisure accident insurance (PDF, file.anchor.en.label)Open the file in a new tab

Health insurance (PDF, file.anchor.en.label)Open the file in a new tab

Sickness assessment insurance (PDF, file.anchor.en.label)Open the file in a new tab

Sick pay insurance (PDF)Open the file in a new tab

Income protection insurance (PDF)Open the file in a new tab

Other sickness insurance (PDF, file.anchor.en.label)Open the file in a new tab

Additional terms and conditions other sickness insurance (PDF, file.anchor.en.label)Open the file in a new tab

Single payment permanent disability benefit (PDF)Open the file in a new tab

Public enterprises

Personnel insurance, municipalities (PDF)Open the file in a new tab

Personnel insurance, hospital trusts (PDF)Open the file in a new tab

Other businesses

Companies covered by the main tariff agreement (PDF)Open the file in a new tab

Personnel insurance Government enterprises (PDF)Open the file in a new tab

Protection insurance NHO - Confederation of Norwegian Enterprise Shipping (PDF)Open the file in a new tab

Protection insurance Norwegian Shipowners' Association (PDF, file.anchor.en.label)Open the file in a new tab

Non-life insurance

• General terms and conditions, non-life insurance (PDF, Norwegian)
• Industrial machinery insurance (PDF, Norwegian)
• Vehicle insurance (PDF, Norwegian)
• Housing cooperative and co-ownership insurance (PDF)
• Commercial boat insurance (PDF, Norwegian)
• Cyber insurance (PDF, Norwegian)
• Business interruption insurance (PDF, Norwegian)
• Asset insurance (PDF. Norwegian)
• Crime insurance (PDF, Norwegian)
• HGV insurance (PDF, Norwegian)
• Commercial property insurance (PDF, Norwegian)
• Projects and contract works insurance (PDF, Norwegian)
• Commercial all risks insurance (PDF, Norwegian)
• Commercial trailer insurance (PDF, Norwegian)
• Transport insurance interruption fixed location (PDF, Norwegian)
• Transport insurance thermo-clause transport (PDF, Norwegian)
• Transport insurance expenses wreck removal turnover (PDF, Norwegian)
• Temporary licence plate insurance (PDF, Norwegian)

Travel

• Travel insurance (PDF, Norwegian)

Liability

• General liability (PDF, Norwegian)
• Liability with contract (oil and gas) (PDF, Norwegian)
• Builder (PDF, Norwegian)
• Boat repair (PDF, Norwegian)
• Dealership responsibility unregistered motor vehicle (PDF, Norwegian)
• Economic loss (PDF, Norwegian)
• Property damage lawyer (PDF, Norwegian)
• Property damage architect and engineer (PDF, Norwegian)
• Horse (PDF, Norwegian)
• Environmental insurance (PDF, Norwegian)
• Legal aid (PDF, Norwegian)
• Freight forwarding - company liability (PDF, Norwegian)
• Board of Directors’ liability (PDF, Norwegian)
• Veterinarian (PDF, Norwegian)

_{The insurance conditions you will find under non-life insurance are standardized terms and conditions. Some of our insurance terms and conditions must be adapted to each company according to needs. Custom terms will be sent out along with any offers.}