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Submission deadlines, valuation and delivery times

Payments in Norway

See summary

Payments in Sweden

See summary

Payments in Denmark

See summary

Payment in Finland

See summary

Payment in Germany

See summary

Payment in UK

See summary

Incoming payments

See summary

International public holidays

Please note that we cannot guarantee that the lists are complete.

See overview for 2025 (PDF)See overview for 2026 (PDF)

Holiday deadlines and opening hours

Information about payment deadlines and opening times for our bank services during holiday periods, such as Christmas, New Year and Easter.

See summary

Explanation of deadlines, valuations, exchange and delivery times

Submission deadline

Specifies when the task must be submitted to DNB in order to be completed by the stated date. Payments received after the submission deadline are valued on the next banking day.

Value credit

Specifies when the payment is valued for availability for the recipient’s bank/DNB’s correspondent bank.

Outgoing payment without exchange

The amount is sent in the same currency as your account is held in.

Transfer currency

The payment is normally made in the currency type stated in the amount. For payments in NOK less than NOK 100,000, the bank reserves the right to transfer the amount in foreign currency if it is not possible to transfer in NOK. The execution will take place in the recipient country’s currency, USD, EUR or GBP.

Value debit

Specifies when the payment is valued out of the payer’s account.

Outgoing payment with exchange

The amount is sent in a different currency to the one your account is held in. The exchange is made at the best possible market rate immediately before the payment leaves your account.

Delivery time to the recipient’s bank

DNB is responsible for delivering the payment to the recipient’s bank within the time frame specified for the product. The recipient bank is responsible for crediting the recipient’s account. When this takes place depends on the recipient bank’s procedures and which agreements have been entered into between the recipient and the recipient’s bank.

The start date for calculating the delivery time is the date the customer enters as the start date in the order. The start date will be postponed if the order is confirmed after the specified submission deadline, or if there are insufficient funds in the account for the payment. For manual orders, the start date is set to the date on which the order is delivered to the bank before the deadline. The start date may be delayed if the order has shortcomings relative to the product requirements.

Exchange rates for international payments

Payments in currencies that must be exchanged are converted at the market rate at the time the order is executed.

Payments in Norway

Delivery deadlines:

Day 0 = payment day (1st banking day)

Day 1 = the following banking day (2nd banking day)

Day 2 = +2 banking days (3rd banking day)

D = Debit account in DNB

K = Credit recipient's bank

The table below shows deadlines for submissions for accounts in DNB Norway:

Outgoing payments

Valuation (banking days)

Last delivery at DNB Norge (local time)

Day 0

Day 1

Day 2

Day 0

Domestic

NOK-NOK

D/C

Time 14.30

Express:

NOK-NOK

D/C

Time 15.00

International

EUR (SEPA payments)

D/C

Time 14.30

DKK

D/C

Time 15.15

CAD, EUR, GBP, MXN, SEC, USD

D/C

Time 16.15

CHF

D/C

Time 15:30*

NOK

D/C

Time 15.00

PLN

D/C

Time 14.00

CZK, HUF

D/C

Time 11:00 *

THB

D/C

Time 11:00 *

AED, AUD, HKD, JPY, NZD, RON, SGD, TRY, ZAR

D/C

Time 15:30*

All other currencies

D/C

Time 15:30*

See complete overview for Norway (PDF, English).

Payments in Sweden

Delivery deadlines:

Day 0 = payment day (1st banking day)

Day 1 = the following banking day (2nd banking day)

Day 2 = +2 banking days (3rd banking day)

Day -1 = first banking day before the payment date

D = Debit account in DNB

K = Credit recipient's bank

The table below shows the deadlines for submitting accounts in DNB Sweden:

Outgoing payments

Valuation (banking days)

Last delivery at DNB Norge (local time)

Day 0

Day 1

Day 2

Day 0

Day -1

Domestic

SEK to bank payment number

D/C

Time 10.30

SEK to an account

D/C

Time 13.30

Wages

D/C

Time 13.30

SEK for plus giro

D

C

Time 10.30

Express:

SEK

D/C

Time 16.15

International

EUR (SEPA payments)

D/C

Time 14.30

DKK

D/C

Time 15.15

CAD, EUR, GBP, MXN, SEC, USD

D/C

Time 16.15

CHF

D/C

Time 15:30*

NOK

D/C

Time 15.00

PLN

D/C

Time 14.00

CZK, HUF

D/C

Time 11:00 *

THB

D

C

Time 11:00 *

AED, AUD, HKD, JPY, NZD, RON, SGD, TRY, ZAR

D

C

Time 15:30*

All other currencies

D

C

Time 15:30*

See full overview of Sweden (PDF, English).

Payments in Denmark

Delivery deadlines:

Day 0 = payment day (1st banking day)

Day 1 = the following banking day (2nd banking day)

Day 2 = +2 banking days (3rd banking day)

D = Debit account in DNB

K = Credit recipient's bank

The table below shows the deadlines for submitting accounts in DNB Denmark:

Outgoing payments

Valuation (banking days)

Last delivery at DNB Norge (local time)

Day 0

Day 1

Day 2

Day 0

Domestic

DKK-DKK

D/C

Time 11.30

Express:

DKK-DKK

D/C

Time 15.15

International

EUR (SEPA payments)

D/C

Time 14.30

DKK

D/C

Time 15.15

CAD, EUR, GBP, MXN, SEC, USD

D/C

Time 16.15

CHF

D/C

Time 15:30*

NOK

D/C

Time 15.00

PLN

D/C

Time 14.00

CZK, HUF

D/C

Time 11:00 *

THB

D/C

Time 11:00 *

AED, AUD, HKD, JPY, NZD, RON, SGD, TRY, ZAR

D/C

Time 15:30*

All other currencies

D/C

Time 15:30*

See complete overview for Denmark (PDF, English).

Payment in Finland

Delivery deadlines:

Day 0 = payment day (1st banking day)

Day 1 = the following banking day (2nd banking day)

Day 2 = +2 banking days (3rd banking day)

D = Debit account in DNB

K = Credit recipient's bank

The table below shows deadlines for submissions for accounts in DNB Finland:

Outgoing payments

Valuation (banking days)

Last delivery at DNB Norge (local time)

Day 0

Day 1

Day 2

Day 0

Domestic

EUR – EUR SEPA pmt

D/C

Time 09.30

EUR – EUR SEPA pmt

D/C

Time 12.00

EUR – EUR SEPA pmt

D/C

Time 14.30

EUR – EUR SEPA pmt

D

C

Time 17.00

EUR - EUR SEPA Salary pmt

D

C

Time 17.00

Express:

EUR

D/C

Time 17.00

International

EUR (SEPA payments)

D/C

Time 12.00

EUR

D

C

Time 15.00

CAD, EUR, GBP, MXN, SEC, USD

D/C

Time 17.15

NOK

Time 16.00

CHF

D/C

Time 16.30

DKK

D/C

Time 15:30*

PLN

D/C

Time 15.00

CZK, HUF

D/C

Time 12.00

THB

D

C

Time 11:00 *

AED, AUD, HKD, JPY, NZD, RON, SGD, TRY, ZAR

D

C

Time 16.30

All other currencies

D

C

Time 16.30

See complete overview for Norway (PDF, English).

Payment in Germany

Delivery deadlines:

Day 0 = payment day (1st banking day)

Day 1 = the following banking day (2nd banking day)

Day 2 = +2 banking days (3rd banking day)

D = Debit account in DNB

K = Credit recipient's bank

The table below shows the deadlines for submitting accounts in DNB Germany:

Outgoing payments

Valuation (banking days)

Last delivery at DNB Norge (local time)

Day 0

Day 1

Day 2

Day 0

Domestic

EUR – EUR

D/C

Time 14.15

Express:

EUR

D/C

Time 16.00

International

EUR

D/C

Time 14.15

EUR

D/C

Time 16.00

CAD, EUR, GBP, MXN, SEC, USD

D/C

Time 17.15

NOK

Time 14.00

CHF

D/C

Time 15:30*

DKK

D/C

Time 14.15

PLN

D/C

Time 14.00

CZK, HUF

D/C

Time 11:00 *

THB

D

C

Time 11:00 *

AED, AUD, HKD, JPY, NZD, RON, SGD, TRY, ZAR

D

C

Time 15.00

All other currencies

D

C

Time 15.00

*For non-SEPA and express payments

See complete overview for Norway (PDF, English).

Payment in Great Britain

Delivery deadlines:

Day 0 = payment day (1st banking day)

Day 1 = the following banking day (2nd banking day)

Day 2 = +2 banking days (3rd banking day)

D = Debit account in DNB

K = Credit recipient's bank

The table below shows deadlines for submissions for accounts in UK:

Outgoing payments

Valuation (banking days)

Last return

(CET)

Last return to UK

(Local time )

Day 0

Day 1

Day 2

Day 0

Day 0

Domestic

GBP – GBP

D/C

16.00

15.00

Express:

GBP –GBP

D/C

16.00

15.00

Domestic BACS

GBP – GBP

D/C

17.00

16.00

International

GBP

D/C

16.00

15.00

USD – USD

D/C

17.00

16.00

USD with exchange

D/C

17.00

16.00

EUR without exchange

D/C

16.00

15.00

EUR with exchange

D/C

16.00

15.00

NOK without exchange to DNB NOR (Norway)

D/C

16.00

15.00

NOK with exchange to DNB (Norway)

D/C

16.00

15.00

NOK without exchange to another bank in Norway

D/C

16.00

15.00

NOK with exchange to another bank

D/C

16.00

15.00

JPY, SGD, HKD, NZD, AUD without exchange

D/C

17.00

16.00

JPY, SGD, HKD, NZD, AUD with exchange

D/C

17.00

16.00

Other currency types

D/C

17.00

16.00

Internal transfer within the DNB group (REC/group)

D/C

17.00

16.00

See complete overview for UK (PDF, English).

Deadlines and valuation for incoming payments

Approval of account at DNB Norway

Incoming payments

Received

Valuation of credit (with or without exchange)

NOK

Time 16.00

Same day

CAD, GBP, MXN, USD, EUR, SEK

Time 16.15

Same day

DKK

Time 15.15

Same day

CHF

Time 15:30*

Same day

CZK, HUF

Time 11:00 *

Same day

PLN

Time 14.30

Same day

THB

Time 11:00 *

Same day

AED, AUD, HKD, JPY, NZD, RON, SGD, TRY, ZAR

Time 15:30*

Same day

Other currency types

Time 15:30**

Same day

* banking day before the specified date.** two banking days before the specified date.