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Crime insurance

The insurance covers the company’s financial loss if it’s a victim of embezzlement, fraud, breach of trust and document falsification carried out by its own employees and temporary workers.

Image of a woman and man working on a computer
  • There’s no requirement that the employee be convicted before we pay the compensation

  • Covers the direct financial loss that the company suffers from embezzlement or fraud

What is crime insurance?

The insurance covers direct financial losses that the company may suffer as a result of employees or temporary workers being guilty of criminal offences.

These can be actions such as embezzlement, theft, breach of trust and document forgery. The most common form of crime is embezzlement carried out by an employee. Shops, restaurants and hotels are most at risk.

Product information

Crime insurance (PDF, Norwegian)

Ancillary benefits

  • Direct financial losses inflicted on the customer due to employees’ criminal actions. 

Terms and conditions non-life insurance

See terms and conditions

Report a claim

Report injury or damage here

Questions and answers about crime insurance

What is crime insurance?

The insurance covers direct financial losses that the beneficiary or the beneficiary’s customer is inflicted by an employee in the company being demonstrably committing a criminal act with the intention of profit.  

Is the insurance important for small businesses?

Yes, all companies can be exposed to financial crime.

Who should have criminal insurance?

Companies with financial transactions or values in circulation.

What happens when an employee is embezzled?

The insurance covers losses and costs related to financial crimes committed by employees.

Our non-life insurance products

  • General liability insurance

    Provides cover for liability

  • Commercial tractor, mobile plant and equipment insurance

    Covers commercial plant machinery and tractors

  • Vehicle insurance

    Covers damage to company vehicles

  • Housing cooperative and co-ownership insurance

    Covers unforeseen events in the housing association

  • Commercial boat insurance

    Insures companies in tourism and work boats

  • Cyber insurance

    Secures immediate help in the event of data breaches

  • Business interruption insurance

    Covers damage that affects operations

  • Asset insurance

    Covers damages or accidents related to assets

  • Crime insurance

    Covers financial losses resulting from embezzlement

  • HGV insurance

    Covers the company’s HGVs and covers road assistance

  • Commercial buildings insurance

    Covers damage to one or more buildings you own

  • Projects and contract works insurance

    Covers values related to building and construction sites

  • Commercial all risks insurance

    Covers losses or damage to special equipment and objects

  • Commercial trailer insurance

    Covers commercial van and HGV trailers

  • Transport insurance

    Covers businesses that transport products or assets

  • Test plate insurance

    Covers car dealers for test drives

Provider of the insurance

The insurance is provided by Fremtind Forsikring. In order to give you an offer, calculate the price and buy insurance, DNB will transfer your personal data to Fremtind. You can read more about how Fremtind processes personal data in Fremtind’s personal privacy statement.