Fixed rate deposits

A safe form of saving that gives you a predictable return and the same interest rate in the lock-in period regardless of rate changes in the market.

Predictability for your savings and low risk
Better interest rate than a normal corporate savings account
Choose from a range of lock-in periods

How do fixed-rate deposits work?

With a fixed rate deposit, you lock in the money for a predetermined period of time. You can decide whether you want to lock in the interest rate for three months, six months or one or two years. For the entire lock-in period, you will keep the interest rate regardless of any interest rate changes in the market. That way you know what the return will be on your money.

Fixed-rate deposits are ideal for small and medium-sized businesses who want predictable savings and don’t want to take any risks.

Green fixed-rate deposits

Ensure that the company’s savings contribute to supporting a more sustainable future.

For larger amounts

If you would like to invest more than 100 million in a fixed income deposit account, please contact us by phone on 915 04800.

Renewal of fixed-rate deposits

Fixed-rate deposit agreements cannot be renewed, so if you wish to continue with fixed-rate deposits after the end of the binding period, you must enter into a new agreement.

Remember! When the agreement expires, the fixed-interest deposit account will automatically be converted to a Investment account.

How to renew fixed-income deposits?

Find expiry date

Selection of a new debit account

When you create a new fixed-rate deposit agreement, you can select three options for the debit account:

1) If your fixed-rate deposit has expired, you can select the "old" account as the debit account. This has now been converted into a placement account.
2) You can optionally select another account as a debit account when you create a new agreement.
3) If you do not choose a debit account when you create a new agreement, but instead want to transfer it manually later, it must be done within five days.
Remember: You must approve the payment under: Payment – Approve payment
In order to approve the payment, you must have approval rights in the account. This applies regardless of which option you choose for a debit account

Tips

When you name the account for the new agreement, it’s a good idea to include the date and term in the name, and it’s easy to remember when the agreement will expire the next time.

Do you save as a private individual?

Fixed-income deposits for private individuals can be suitable when you want to secure the interest rate and know that the money can remain in the account for a longer period of time.

Explore private fixed-income deposits