Credit Cards

With a credit card from DNB, you get unique benefits including discounts on fuel and charging, travel insurance and the opportunity to earn SAS EuroBonus points.

Travel insurance
Fuel and charging discount
SAS EuroBonus points

Apply for credit card

Price example Pluss Mastercard: APR 20.27%, NOK 30 000 over 12 months. Cost: NOK 3 108. Total: NOK 33 108

What is a credit card

With a credit card, you borrow money from the bank instead of paying with your own money. The loan gives you up to 45 days of interest-free payment deferral, fee-free purchases and has no annual fee.

Apply for a credit card

Discount on fuel

Charging discount on electric cars

SAS EuroBonus Points

Travel Insurance with Credit Card

Discount at Circle K

More About Mastercard

Credit Cards at DNB

	DNB Mastercard	Ung (Young Adults) Mastercard	Pluss Mastercard	SAGA Mastercard	Private Banking
Customer programme at DNB		Have been selected	Have been selected	Have been selected	Have been selected
No annual fee	Have been selected	Have been selected	Have been selected	Have been selected	Have been selected
Up to 45 days interest-free credit	Have been selected	Have been selected	Have been selected	Have been selected	Have been selected
Travel insurance included	Have been selected	Have been selected	Have been selected	Have been selected	Have been selected
Extra fuel and charging discount Circle K Extra	Have been selected	Have been selected	Have been selected	Have been selected	Have been selected
Discount at petrol stations	1 %	1,5 %	1,5 %	2 %	2 %
Charging discount for electric vehicles	6 %	8 %	8 %	10 %	10 %
Opportunity to earn EuroBonus points	59 kroner per month	59 kroner per month	59 kroner per month	NOK 169 per month	NOK 169 per month
Option for payment protection insurance	0.4% of balance	0.4% of balance	0.4% of balance	0.4% of balance	0.4% of balance
Effective interest rate	23.78%	20.27%	20,27 %	19,56 %	19,56 %

Benefits of Credit Cards

Smart use of credit cards offers many benefits, both when travelling and in everyday life.

Tips for smart card use

Financial peace of mind

With payment protection insurance, you make your finances more secure if something unexpected should happen.

Payment protection insurance

Questions and answers about credit cards

How do I apply for a credit card?

Which credit card is best?

What is 45 days' interest-free payment deferral?

How do I order an additional card?

How does a credit card work?

A credit card works in many ways like a regular debit card. The difference is that instead of having a bank account with your money linked to the card, you have a specific amount – a "line of credit" – that the bank has given you. You can spend freely within this amount, but remember that the money is a loan from the bank. Therefore, you receive an invoice for the amount you use which must be paid. You can choose to pay only part of the invoice on what you owe – known as "partial payment" – or you can pay the full amount you have spent. If you pay the amount in full, you avoid paying interest rates on the money you owe.

Why do you carry out a credit assessment of me?

In order for us to carry out a responsible credit assessment, we are required to calculate your debt-servicing capacity. Credit reference agencies perform such calculations based on information you have provided in this application, as well as statistical information and market data that they collect and process. Such information includes, for example, living expenses, housing and electricity costs, car expenses, etc.

What does it cost to have a credit card?

Credit Cards

What is a credit card

Credit Cards at DNB

Benefits of Credit Cards

Financial peace of mind

Questions and answers about credit cards

DNB Credit Card

Ung (Young Adults)

Pluss

SAGA

Private Banking

DNB Mastercard

Help and guidance