Self-selected pension account

Choose a self-selected pension account in DNB

You get your own pension account where you have a defined-contribution pension, but you are free to choose where and how your money will be managed.

Management costs of self-selected pension account The management fee of self-selected pension account must be covered by you, but you will receive compensation from your employer. You are responsible for comparing costs before you set up self-selected pension account.

This is also an option for those who already have a pension account with us and who want more investment opportunities than the employer has in their agreement.

Spare gives you an overview of all parts of your pension, that which your employer has saved for you and what you save yourself, all in one place. If you collect all the savings from us, you’ll get a better overview and can make good choices for your pension.

The Spare app is available to everyone, including people who are not DNB customers.

The Sustainable Finance Disclosure Regulation (SFDR) came into effect in the EU on 10 March 2021. This has made it easier to compare financial products and services from a sustainability perspective, through uniform information and increased transparency.

The rules and legislation impose requirements on classifying mutual funds and pension profiles and include different categories depending on investment focus and how the fund is managed.

The pension agreement is provided by DNB Livsforsikring AS.

See self-selected pension account terms and conditions (PDF)Open the file in a new tab

See self-selected pension account fact sheet (PDF)Open the file in a new tab

Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market developments, the skill of the Portfolio Manager, the mutual fund’s risk, and the management costs. Returns may be negative as a result of mark-to-market losses.