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Business interruption insurance

Get compensation and ensure continued operations in the event of damage to property or buildings.

Image of a stressed man sitting in front of a laptop
  • Covers business interruption if the business has to stop or reduce operations

  • Covers salaries to employees during the notice period required by law

  • Contributes to the business continuing, even if there’s damage to property/buildings

Maintain operations

Business interruption insurance is also called business interruption insurance. The insurance can contribute to the company continuing if the business is exposed to fire, damage or theft. The insurance also covers interruptions to operations resulting from fire damage at suppliers, which result in the company's operations being affected. The insurance is valid across the entire world.

Product information

Business interruption insurance (PDF, Norwegian)

Terms and conditions non-life insurance

See terms and conditions

Report a claim

Report injury or damage here

Business interruption insurance FAQ

What does business interruption insurance cover?
  • You can decide when the insurance begins and it’s valid for one year with an annual renewal.
  • Covers financial loss in the event of downtime due to damage to company property or equipment.

    How do I pay?

    You can easily choose whether to pay by invoice, eFaktura (eInvoice) or AvtaleGiro.

    How long is the interruption time in an operations loss insurance?

    The interruption time varies, but a period of 12 months is normal.

    When is operating loss insurance important?

    This insurance is important if the operation of your business is dependent on buildings or machinery working continuously, and you cannot operate without them.

    Does the operations loss insurance cover salary payments to employees?

    Yes, the operating loss insurance can cover salary payments to employees, but this is an additional coverage that the company must select.

    More questions and answers

    Our non-life insurance products

    • General liability insurance

      Provides cover for liability

    • Commercial tractor, mobile plant and equipment insurance

      Covers commercial plant machinery and tractors

    • Vehicle insurance

      Covers damage to company vehicles

    • Housing cooperative and co-ownership insurance

      Covers unforeseen events in the housing association

    • Commercial boat insurance

      Insures companies in tourism and work boats

    • Cyber insurance

      Secures immediate help in the event of data breaches

    • Business interruption insurance

      Covers damage that affects operations

    • Asset insurance

      Covers damages or accidents related to assets

    • Crime insurance

      Covers financial losses resulting from embezzlement

    • HGV insurance

      Covers the company’s HGVs and covers road assistance

    • Commercial buildings insurance

      Covers damage to one or more buildings you own

    • Projects and contract works insurance

      Covers values related to building and construction sites

    • Commercial all risks insurance

      Covers losses or damage to special equipment and objects

    • Commercial trailer insurance

      Covers commercial van and HGV trailers

    • Transport insurance

      Covers businesses that transport products or assets

    • Test plate insurance

      Covers car dealers for test drives

    Provider of the insurance

    The insurance is provided by Fremtind Forsikring. In order to give you an offer, calculate the price and buy insurance, DNB will transfer your personal data to Fremtind. You can read more about how Fremtind processes personal data in Fremtind’s personal privacy statement.