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Asset insurance

The company’s contents insurance covers damage to machines, products, equipment and other assets the company has.

Image of business owner helping customers
  • Covers assets in the event of fire, theft and natural damage

  • Covers products transported by vehicle

  • The insurance is tailored to the company’s need with ancillary benefits

What is asset insurance for businesses?

Asset insurance is also called possessions insurance. The insurance covers the company’s assets in the event of fire, theft and natural damage. The insurance is especially important for companies with many physical assets.

Did you know that…

If your company has an especially high number of products during certain periods, you can choose to insure the inventory for chosen seasons.

Product information

Asset insurance (PDF. Norwegian)

What does asset insurance cover?

FireStandardFully comprehensive

Fire

Have been selectedHave been selectedHave been selected

Natural damage

Have been selectedHave been selectedHave been selected

Water and pipe damage

Have been selectedHave been selected

Theft and damage

Have been selectedHave been selected

Robbery and assault

Have been selectedHave been selected

Transport accidents

Have been selectedHave been selected

Glass panes, plastic windows and signs

NOK 50 000

NOK 100 000

Building and additional furnishings

NOK 150 000

NOK 250 000

Glass in business premises

NOK 50 000

NOK 100 000

Money and securities in values

NOK 150 000*

NOK 150 000*

Reconstruction of data, photos, archives etc.

NOK 150 000*

NOK 150 000*

Demolition, clearing, storage and destruction

50% of sum insured (max. 3 million)*

50% of sum insured (max. 3 million)*

New acquisitions

20% of sum insured

20% of sum insured

Products under transportation

NOK 25 000

NOK 50 000

Products sold in instalments

Unlimited

Unlimited

Covers damage because goods have thawed in freezer/cold storage due to a systems failure or power outage.

Have been selected

Other accidental and sudden damage

Have been selected

*You can extend the sum insured

Terms and conditions non-life insurance

See terms and conditions

Report a claim

Report injury or damage here

Asset insurance FAQ

What does asset insurance cover?

Asset insurance covers damage or loss of company assets such as machinery, equipment and inventory.

What are the most common causes of property damage?

Typical causes include theft, fire, water leaks and accidents that cause damage to the equipment.

Can I insure leasing equipment?

Yes, leasing equipment can be included in the insurance under the correct agreement.

What types of assets can be insured?

Everything from office equipment to special machines and inventory can be insured, depending on the business’s needs.

Are computers and electronic equipment covered by the asset insurance?

Yes, the asset insurance covers electronic equipment that is used in operations.

More questions and answers

Our non-life insurance products

  • General liability insurance

    Provides cover for liability

  • Commercial tractor, mobile plant and equipment insurance

    Covers commercial plant machinery and tractors

  • Vehicle insurance

    Covers damage to company vehicles

  • Housing cooperative and co-ownership insurance

    Covers unforeseen events in the housing association

  • Commercial boat insurance

    Insures companies in tourism and work boats

  • Cyber insurance

    Secures immediate help in the event of data breaches

  • Business interruption insurance

    Covers damage that affects operations

  • Asset insurance

    Covers damages or accidents related to assets

  • Crime insurance

    Covers financial losses resulting from embezzlement

  • HGV insurance

    Covers the company’s HGVs and covers road assistance

  • Commercial buildings insurance

    Covers damage to one or more buildings you own

  • Projects and contract works insurance

    Covers values related to building and construction sites

  • Commercial all risks insurance

    Covers losses or damage to special equipment and objects

  • Commercial trailer insurance

    Covers commercial van and HGV trailers

  • Transport insurance

    Covers businesses that transport products or assets

  • Test plate insurance

    Covers car dealers for test drives

Provider of the insurance

The insurance is provided by Fremtind Forsikring. In order to give you an offer, calculate the price and buy insurance, DNB will transfer your personal data to Fremtind. You can read more about how Fremtind processes personal data in Fremtind’s personal privacy statement.