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Project and contract work

Useful insurance for builders and contractors to secure building and construction sites.

Three construction workers standing studying technical drawings. Photo.
  • Cover from project start until delivery to new owner

  • Financial security if something unexpected should happen in your project

  • Security for builders and contractors

What is project and contract work??

Project insurance protects your business against unforeseen damages and losses in construction projects, ensuring progress is maintained without financial loss. Choose single insurance for one project or an annual agreement that covers all work based on the company's income.

Open plan office

This covers project and contract work

  • Building and construction works
  • Demolition and clearing
  • Rehabilitation, renovation and repairs
  • Assembly work, for example when assembling machines or product lines
  • Machines, tools and aids (which are used during the project)
  • Materials and equipment which will be included in the building (also applies to items supplied by the builder)
  • Work costed and performed by the builder
  • Employee’s clothes and effects
  • Own materials at fixed storage location
  • Sheds, huts, containers and similar used to carry out the work
  • Additional expenses resulting from compensable loss
  • Price increase
  • Public injunctions from the authorities
  • Reconstruction of archives, professional drawings, data files etc.
  • Office equipment related to administration

Product information

Project and contract work (PDF)

Terms and conditions non-life insurance

See terms and conditions

Report a claim

Report injury or damage here

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General liability insurance

In combination with project and contract work we also recommend liability insurance for contractors in building and construction. Liability insurance is the company’s “life insurance” and can help you cover any losses so you can continue operations.

Read more about general liability insurance here

Frequently asked questions about project and contract work

What is projects and contract works insurance?

Project insurance covers losses or damage that occur during construction or installation projects.

Who can take out project insurance?

The insurance can be taken out by property developers, contractors and project managers.

Can project insurance be adapted?

Yes, project insurance can be adapted and tailored as needed. It can cover everything from individual projects to annual contracts and can be extended with various additional coverages.

What types of projects can be covered?

The insurance applies to both small and large projects, from rehabilitation to new construction.

Does the insurance cover theft of equipment?

Yes, theft of equipment may be covered under the project insurance.

What’s the difference between individual insurance and an annual agreement?

Individual insurance lets you insure one project, but an annual agreement includes all building works over the course of the insurance year.

The insurance applies to building and construction sites in Norway.

More questions and answers

Our non-life insurance products

  • General liability insurance

    Provides cover for liability

  • Commercial tractor, mobile plant and equipment insurance

    Covers commercial plant machinery and tractors

  • Vehicle insurance

    Covers damage to company vehicles

  • Housing cooperative and co-ownership insurance

    Covers unforeseen events in the housing association

  • Commercial boat insurance

    Insures companies in tourism and work boats

  • Cyber insurance

    Secures immediate help in the event of data breaches

  • Business interruption insurance

    Covers damage that affects operations

  • Asset insurance

    Covers damages or accidents related to assets

  • Crime insurance

    Covers financial losses resulting from embezzlement

  • HGV insurance

    Covers the company’s HGVs and covers road assistance

  • Commercial buildings insurance

    Covers damage to one or more buildings you own

  • Projects and contract works insurance

    Covers values related to building and construction sites

  • Commercial all risks insurance

    Covers losses or damage to special equipment and objects

  • Commercial trailer insurance

    Covers commercial van and HGV trailers

  • Transport insurance

    Covers businesses that transport products or assets

  • Test plate insurance

    Covers car dealers for test drives

Provider of the insurance

The insurance is provided by Fremtind Forsikring. In order to give you an offer, calculate the price and buy insurance, DNB will transfer your personal data to Fremtind. You can read more about how Fremtind processes personal data in Fremtind’s personal privacy statement.