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Commercial all risks insurance

Covers sudden damage to or loss of the company’s objects or valuables.

Smiling man looking at the watch on his wrist. Photo.
  • Protect valuable items

  • The insurance covers equipment 24 hours a day

  • The equipment is covered regardless of where in the world it’s located

When you have valuable equipment

Commercial all risks insurance is useful to have for equipment or items that have a significant value, and which need to be replaced or repaired quickly.

With cover all over the world, it’s a good idea to insure valuable equipment and items that are not necessarily stored in one fixed location.

What does commercial all risks insurance cover?

  • Random and sudden damage to items that are tested and ready for use
  • Loss of valuables
  • Theft from vehicles (up to NOK 250 000 per insurance event)
  • Expenses for reinstalling software/operating systems (10% of the price of buying it new, up to NOK 10 000)

Product information

Commercial all risks insurance (PDF, Norwegian)

Which items can be insured?

Electronic items

The following electronic items can be insured:

  • Portable computer equipment
  • Computer equipment excluding proprietary software (stationary equipment)
  • Computer equipment with proprietary software (stationary equipment)
  • Electrical appliances
  • Electronic search/measuring equipment
  • Lighting fixtures
  • Musical instruments, acoustic
  • Musical instruments, electric
  • Amplification equipment
  • Photo, film and video equipment
  • Surveying equipment
Other valuables

Other valuables that can be insured:

  • Portable tools (tools in vehicles or on building sites)
  • Antiques/art
  • Glasses, optics and similar
  • Diving equipment
  • Flags and banners
  • Medical and veterinary equipment
  • Stuffed animals
  • Trade fair and travelling exhibitions
  • Chainsaws/table saws
  • Prize collections
  • Sample collections
  • Other valuables
  • Other items of high value

Terms and conditions non-life insurance

See terms and conditions

Report a claim

Report injury or damage here

Commercial all risks insurance FAQ

What is special insurance?

Covers loss and damage of special equipment and special things for the company, worldwide.

Why do I need special insurance?

If you have assets with a high value or unusual risk, special insurance can ensure that they are covered.

What type of special equipment and items are covered?

We can insure many types of objects. Examples of items that can be insured include:

  • Photo, film and video equipment
  • Musical instruments
  • Lighting fixtures
  • Medical and veterinary equipment
  • Computer equipment

Please contact us for a quote that suits your company.

What does the insurance not cover?

The insurance doesn’t cover expenses for maintenance and improvements, damage another party can be made responsible for, and damage related to rental or loans. For certain damages, a different and potentially higher excess will apply.

What types of assets can be insured with special insurance?

Everything from artwork, antiques and special machines can be insured.

What does commercial all risks insurance cover?

The insurance covers losses, damage, theft and other unforeseen incidents.

When does the insurance start and end?

You decide when the insurance begins and it’s valid for one year with an annual renewal.

You can end the insurance when you no longer have a need for it, or at any time with 30 days’ notice.

More questions and answers

Our non-life insurance products

  • General liability insurance

    Provides cover for liability

  • Commercial tractor, mobile plant and equipment insurance

    Covers commercial plant machinery and tractors

  • Vehicle insurance

    Covers damage to company vehicles

  • Housing cooperative and co-ownership insurance

    Covers unforeseen events in the housing association

  • Commercial boat insurance

    Insures companies in tourism and work boats

  • Cyber insurance

    Secures immediate help in the event of data breaches

  • Business interruption insurance

    Covers damage that affects operations

  • Asset insurance

    Covers damages or accidents related to assets

  • Crime insurance

    Covers financial losses resulting from embezzlement

  • HGV insurance

    Covers the company’s HGVs and covers road assistance

  • Commercial buildings insurance

    Covers damage to one or more buildings you own

  • Projects and contract works insurance

    Covers values related to building and construction sites

  • Commercial all risks insurance

    Covers losses or damage to special equipment and objects

  • Commercial trailer insurance

    Covers commercial van and HGV trailers

  • Transport insurance

    Covers businesses that transport products or assets

  • Test plate insurance

    Covers car dealers for test drives

Provider of the insurance

The insurance is provided by Fremtind Forsikring. In order to give you an offer, calculate the price and buy insurance, DNB will transfer your personal data to Fremtind. You can read more about how Fremtind processes personal data in Fremtind’s personal privacy statement.