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Commercial boat insurance for businesses

Insurance adapted to businesses in tourism and work boats.

Image of a fishing boat on the sea in winter
  • Covers the full loss if the boat is completely destroyed

  • Covers wreckage removal if imposed by the authorities

  • Suitable for boats up to NOK 15 million in value/50 feet

Commercial boat insurance for businesses

Commercial boat insurance covers damage to boats in the event of collision, capsizing and sinking, but also damage/injury that the boat causes to other boats, people or things.

Boat insurance is applicable for boats up to 15 metres long and up to a value of NOK 15 million. The boat can have up to 12 passengers, where the crew is in addition.

The company can choose additional insurance for passengers and crew, up to a total of 12 people.

Product information

Commercial boat insurance (PDF, Norwegian)

What does the insurance cover?

  • Liability for injury to people/loss of life
  • Liability for wreckage removal
  • Collision liability – damage to others’ belongings/property
  • Fire/explosion
  • Theft/vandalism
  • Damage to own boat in the event of collision/capsizing/sinking
  • Total loss – complete destruction of the boat
Children on boats

Typical areas of use

  • Charter boat, sea rafting (RIB), regatta sailing
  • Work boat, taxi boat, demo boat
  • Rental, applies to rental of boats at campsites, fishing huts and hotels

Boat types

  • Boats with inboard motor
  • Boats with outboard motor
  • Sailboats
  • RIBs
  • Rowing boats/kayaks/canoes

Deductible

  • NOK 10 000 as the standard excess, but you can choose a higher excess of NOK 20 000, 50 000, 75 000 or 100 000.
  • The excess is NOK 4000 for rowing boats, kayaks and canoes

Terms and conditions non-life insurance

See terms and conditions

Report a claim

Report injury or damage here

Commercial boat insurance FAQ

What does the boat insurance cover?

The insurance covers the vessel, its accessories and spare parts on board.

Where is the boat insurance valid?

The insurance covers waters up to 50 nautical miles from mainland Norway, Denmark, Sweden and Finland.

What about compensation for damage to equipment?

Damage to fixed mechanical equipment can be covered, but not damage from use or wear and tear.

What ancillary benefits do we offer?

The company can choose additional insurance for passengers and crew, up to a total of 12 people.

What types of damage are covered?

The insurance covers fire, theft and damage as a result of accidental external impact, such as collisions and edge rings.

More questions and answers

Our non-life insurance products

  • General liability insurance

    Provides cover for liability

  • Commercial tractor, mobile plant and equipment insurance

    Covers commercial plant machinery and tractors

  • Vehicle insurance

    Covers damage to company vehicles

  • Housing cooperative and co-ownership insurance

    Covers unforeseen events in the housing association

  • Commercial boat insurance

    Insures companies in tourism and work boats

  • Cyber insurance

    Secures immediate help in the event of data breaches

  • Business interruption insurance

    Covers damage that affects operations

  • Asset insurance

    Covers damages or accidents related to assets

  • Crime insurance

    Covers financial losses resulting from embezzlement

  • HGV insurance

    Covers the company’s HGVs and covers road assistance

  • Commercial buildings insurance

    Covers damage to one or more buildings you own

  • Projects and contract works insurance

    Covers values related to building and construction sites

  • Commercial all risks insurance

    Covers losses or damage to special equipment and objects

  • Commercial trailer insurance

    Covers commercial van and HGV trailers

  • Transport insurance

    Covers businesses that transport products or assets

  • Test plate insurance

    Covers car dealers for test drives

Provider of the insurance

The insurance is provided by Fremtind Forsikring. In order to give you an offer, calculate the price and buy insurance, DNB will transfer your personal data to Fremtind. You can read more about how Fremtind processes personal data in Fremtind’s personal privacy statement.