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HGV insurance

Avoid financial losses as a result of damage or accident with the company’s lorries.

White lorry driving on asphalt. Photo.
  • Free legal assistance

  • Roadside assistance 24 hours a day

  • Covers damage and theft of installed equipment up to NOK 30 000

Peace of mind if something unexpected should happen

HGV insurance covers damage that the insured HGV causes to other vehicles, people and buildings.

General liability insurance is statutory. In addition, you can choose mini comprehensive or comprehensive. You can also upgrade the HGV insurance with additional insurance according to the company’s requirements.

Fleet agreement

If you have a large number of trucks with the same insurance requirements, it’s a good idea to group them under fleet insurance. Fleet insurance is easy to manage, and you get a predictable price for insurance for the whole truck fleet. In addition, there’s no loss of no-claims bonus in the event of damage.

Product information

HGV insurance (PDF, Norwegian)

What does HGV insurance cover?

LiabilityLimited comprehensiveComprehensive

Liability

Have been selectedHave been selectedHave been selected

Driver and passenger accidents

Have been selectedHave been selectedHave been selected

Psychological first aid

Have been selectedHave been selectedHave been selected

Legal aid

Have been selectedHave been selectedHave been selected

Limited identification

Have been selectedHave been selectedHave been selected

New purchases

Have been selectedHave been selectedHave been selected

Fire

Have been selectedHave been selected

Theft, and vandalism related to theft

Have been selectedHave been selected

Broken glass

Have been selectedHave been selected

Roadside assistance

Have been selectedHave been selected

Installed additional equipment

Have been selectedHave been selected

Original spare tyres/hubcaps

Have been selectedHave been selected

Belongings stored in the HGV

Have been selectedHave been selected

Damage to own HGV in the event of collision/overturning/coming off the road/vandalism

Have been selected

Collision with animals

Have been selected

Liability for goods

*

*

*

Hook liability

*

*

*

Tow truck

*

*

*

Tools in vehicle

*

*

Interruption

*

*

Engine damage to HGV up to 8 years old

*

*Ancillary benefits

Terms and conditions non-life insurance

See terms and conditions

Report a claim

Report injury or damage here

title

Trailer insurance

If you have any van or lorry trailers you can also insure them with us.

Read more about commercial trailer insurance

HGV insurance FAQ

What does HGV insurance cover?

Covers damage to the truck and liability in the event of accidents.

What is the difference between comprehensive and partial comprehensive?

Comprehensive covers damage to own truck regardless of the fault, while partial comprehensive covers damage in the event of theft, fire and some other incidents, but not personal damage in the event of accidents.

What is liability for goods?

This insurance is statutory, and you need it if you transport goods for other people.

Is it legally required to have truck insurance?

Yes, liability insurance is required by law for all registered trucks.

What is interruption?

When you cannot use the HGV because it has sustained damage that’s covered by the insurance, this covers expenses in the waiting period.

What are new purchases?

Additional equipment you buy for an HGV that’s already insured.

More questions and answers

Our non-life insurance products

  • General liability insurance

    Provides cover for liability

  • Commercial tractor, mobile plant and equipment insurance

    Covers commercial plant machinery and tractors

  • Vehicle insurance

    Covers damage to company vehicles

  • Housing cooperative and co-ownership insurance

    Covers unforeseen events in the housing association

  • Commercial boat insurance

    Insures companies in tourism and work boats

  • Cyber insurance

    Secures immediate help in the event of data breaches

  • Business interruption insurance

    Covers damage that affects operations

  • Asset insurance

    Covers damages or accidents related to assets

  • Crime insurance

    Covers financial losses resulting from embezzlement

  • HGV insurance

    Covers the company’s HGVs and covers road assistance

  • Commercial buildings insurance

    Covers damage to one or more buildings you own

  • Projects and contract works insurance

    Covers values related to building and construction sites

  • Commercial all risks insurance

    Covers losses or damage to special equipment and objects

  • Commercial trailer insurance

    Covers commercial van and HGV trailers

  • Transport insurance

    Covers businesses that transport products or assets

  • Test plate insurance

    Covers car dealers for test drives

Provider of the insurance

The insurance is provided by Fremtind Forsikring. In order to give you an offer, calculate the price and buy insurance, DNB will transfer your personal data to Fremtind. You can read more about how Fremtind processes personal data in Fremtind’s personal privacy statement.