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Help with payments and transfers

Do you want to make an international transfer?

How do I activate an international payment?

  • To activate an international payment, you need to log in to the full/desktop version of the online bank.

  • Select Everyday banking and loans - Make international payment.

  • Fill out the activation form - and you’re ready to pay.

What are IBAN and BIC/SWIFT?

  • IBAN (International Bank Account Number) is an international standard for account numbers.

  • BIC stands for Bank Identifier Code and is the code that identifies a specific bank. This is also known as SWIFT.

  • If you have received an invoice, you will find both IBAN and BIC/SWIFT there. You may wish to get in touch with the person you’re paying.

  • If you need to pay to the US, you will often be asked for a 9-digit number called Routing No., ABA or FedWire.

    This number identifies the recipient's bank. You’ll need to contact the recipient to get this.

Read more about making and receiving international payments
How do I find my IBAN?

  • You can find your own IBAN on your bank statement, in the online bank under Account terms and conditions or by using the IBAN calculator.

Read more about making and receiving international payments

eFaktura (eInvoice)

How do I pay an eFaktura (eInvoice)?

  • Pay an eFaktura (eInvoice) in the online bank under:

    1. Everyday banking and loans
    2. Pay and transfer
    3. Approve eFaktura (eInvoice)
  • It will then be paid on the due date you have chosen.

How do I get Always eFaktura (eInvoice)?

  • Log in to the online bank.

  • Select Everyday banking and loans in the menu.

  • Then select eFaktura (eInvoice) under Pay and transfer, to activate Always eFaktura (eInvoice).

What is always eFaktura (eInvoice)?

  • When you accept Always eFaktura (eInvoice), most companies can send you eFaktura (eInvoice), as long as you have not actively opted out of this specific company.

  • You can check the invoice specification on the received eFaktura (eInvoice) before you approve and pay.

  • If you choose to stop Always eFaktura (eInvoice) at a later date, you will only receive paper invoices in the post with additional fees from the invoice issuer.

I have AvtaleGiro, can I have eFaktura (eInvoice) as well?

  • Yes, you can have eFaktura (eInvoice) if the payee offers AvtaleGiro in combination with eFaktura (eInvoice).

    Your bills are paid automatically, while you also have an overview of what you’re paying for via your eInvoices.

How can I see that an eFaktura (eInvoice) has been paid?

  • When you have paid the bill, it is stored electronically in the online bank.

    You’ll find all paid bills under:

    1. Everyday banking and loans
    2. Payment overview - History
  • All eFaktura (eInvoice) specifications can be found under:

    1. Everyday banking and loans
    2. eFaktura (eInvoice)
Where can I find the invoice details on the eFaktura (eInvoice)?

  • You can open the invoice documentation by clicking on the blue eFaktura (eInvoice) icon behind the bill in the Payment summary.

  • If you need a voucher for a paid invoice, you can find this under Completed payments or under eFaktura (eInvoice).

What happens if I terminate the Always eFaktura agreement?

  • You will then receive all your bills on paper.

  • Remember, you can also at any time easily opt out of individual issuers instead of terminating the eFaktura (eInvoice) service itself.

Why have I received a paper invoice?

  • This may be because you do not have the Always eFaktura (eInvoice) agreement active.

AvtaleGiro (Agreed, regular payments from your account to a specified recipient)

How do I set up a new AvtaleGiro?

  • Set up AvtaleGiro in the online bank under Everyday banking and loans - AvtaleGiro (Agreed, regular payments from your account to a specified recipient)

  • You need the KID (customer ID) and account number from the payee.

  • Log in using the link below.

  • Pay your bills in the normal way until you see the bill automatically in the Payment summary. This can take up to 6 weeks.

Why isn’t AvtaleGiro working?

    • The amount is higher than your chosen maximum limit for the agreement.
    • Insufficient funds in the debit account.
    • It may take up to eight weeks for the payee to submit the first bill.
    • Check with the payee that the KID (customer ID) and account number are correct.
Why has AvtaleGiro been stopped?

  • There may be several reasons why the AvtaleGiro debit has not been paid:

    1. Insufficient funds in account.
    2. The maximum amount of the AvtaleGiro agreement is lower than the payment and must be increased.
    3. You have stopped the AvtaleGiro payment in the Payment summary.
    4. You have deleted the AvtaleGiro agreement itself.
  • If a AvtaleGiro payment has been stopped, it can be reactivated again under:

    1. Everyday banking and loans
    2. Payment overview
What should I do when the amount or due date is incorrect?

  • If the amount or due date is incorrect, you can change this under Everyday banking and loans and Payment overview.

  • If you wish to make a permanent change to the due date, you should contact the payee.

How can I stop or delete a payment?

  • Log in using the link below.

  • If you want to stop a payment, you can click on the cogwheel to the right of the payment to make changes.

  • You can delete an AvtaleGiro agreement under Everyday banking and loans and AvtaleGiro and eFaktura (eInvoice)

    Select shortcut Delete a AvtaleGiro agreement.

How can I move an AvtaleGiro between banks?

  • If you have bills waiting for the due date, you must change the payment date on all of them to today’s date. When they are paid, you can delete all of your AvtaleGiro agreements. The issuer will then send you an invoice for the next payment.

  • When you pay this bill in the online bank in DNB, you will be asked to set up an AvtaleGiro. Answer yes to this and a new AvtaleGiro agreement will be set up.

  • It can take up to six weeks before your new AvtaleGiros are active. It is therefore important that you keep an eye out and pay the invoices you receive by post to avoid any reminders.

What is the maximum amount and how do I change this?

  • The maximum amount specifies the maximum amount the recipient can charge to your account. If the amount is higher than the maximum amount, it will be stopped.

  • To change the maximum amount go to Everyday banking and loans - AvtaleGiro and eFaktura (eInvoice) - Change AvtaleGiro agreement.

See instructions for changing your AvtaleGiro

Questions and answers

How to stop, change and activate payments?

All payments due can be found in the online bank under Everyday banking and loans and Payment overview.

You can stop and change a payment in the payment summary by reactivating or changing the details of a payment. Click on the gear symbol to the right of the payment to make changes.

If your payment is stopped, it is usually due to insufficient funds in the account at the time the payment is drawn from the account, or because the maximum amount of the AvtaleGiro agreement is lower than the amount due and must be increased in order to be charged to your account.

How can I get a bill paid immediately?

With Instant Payment in the mobile bank/mobile banking app, the payment will be made immediately.

Instant payments between DNB customers are always free – regardless of the amount.

Instant payment from a DNB account to other banks will be charged at a price of NOK 75 for amounts over NOK 5000 (payments between NOK 0-5000 are free of charge, from and including NOK 5001 the charge is applied).

Direct payments from customers under the age of 18 are without price (regardless of amount).

Use Charge immediately in the online bank to make an instant transfer between DNB accounts. Recipients at another bank will receive your money in their account the next day.

What is a standing order and how do I change it?

A standing order is a regular transfer between your own accounts, to another recipient at DNB or another bank.

You can change or stop a standing order in the online bank under Everyday banking and loans and Standing orderClick on the gear to the right to change/stop the assignment.

Where can I find receipts for paid bills?

Log into the online bank and click on the tab Everyday banking and loans and Payment overview - History.Here you can see all payments that have been made.

By clicking on the gear symbol to the right of a payment, you can see the details and print out a receipt.

Where can I find older payments?

You can check details of payments made to a specific account number via the recipient list in the online bank, or check your account statement.

  • Payments to specific account numbers:

Log in to online bank and select Everyday banking and loans - Recipient list - Cogwheel + Details of the account number that applies:
* Does not apply to Visa card payments.

  • Via account statement:

Log in to online bank and select Everyday banking and loans - Archive - Message type: statement – Select account/month/year.

How long does it take to transfer money to another bank?

This depends on when the payment is made, and whether the payment goes between accounts at DNB or two different banks. The main rule is:

If you’ve registered your payment before 14:30, the money should be in the recipient’s account the same day.

If you’ve paid after 14:30 the money will be in the account early the next working day (Monday to Friday).

Instant payment

With Instant Payment in the mobile bank/mobile banking app, the payment will be made immediately.

Instant payments between DNB customers are always free – regardless of the amount. Instant payment from a DNB account to other banks will be charged at a price of NOK 75 for amounts over NOK 5000 (payments between NOK 0-5000 are free of charge, from and including NOK 5001 the charge is applied).

Direct payments from customers under the age of 18 are without price (regardless of amount).

Use Charge immediately in the online bank to make an instant transfer between DNB accounts. Recipients at another bank will receive your money in their account the next day.

When will my bills be deducted from the account?

The bank has the following updates for bill payments and transfers from accounts, every working day: approximately 00:05, 08:15, 10:00, 11:30, 13:30 and 14:30.

When can I expect to see a deposit in my account?

The bank has the following updates for deposits in accounts, every working day: approx. 06:15, 09:10, 11:45, 13:45 and the last update is 15:45.

How do I change the amount limit for payments?

Log in to the online bank Settings and Change amount limit in the main menu. You can change the amount limit up to NOK 5 000 000.

If you need a higher limit, you can send us a message from the mailbox in the online bank. You can also start a chat when you are logged in or call us on +47 915 04800.

For your information: All electronic payments via online bank, mobile bank, telegiro and SMS have, for security reasons, an amount limit.

This amount limit applies to all payments in a calendar month. The limit applies to you as a customer, regardless of the number of accounts you have in your online bank.

Contactless payment with a mobile or smartwatch

Contactless card payments have become the dominant payment method for Norwegian consumers in physical stores, and we understand that some people also want to use contactless payment on their mobile.

Today, we offer Google Pay for this and Garmin Pay for payments with smartwatches. Soon we will also offer Apple Pay.

Read more about payments

Text message services

How do you set-up/cancel text message services?

To cancel text message services, you need to log in to the online bank. Go to:

  1. Settings
  2. Text message services
  3. Quit all text message services

Log in to set up text message services

I have forgotten the text message names.

Send KONTO (ACCOUNT) to 04800. You will then receive a text message with a balance on all your accounts with the text message name, and will see which names you have entered.

Which password should I use on the various text message services?

Send the code word HJELP to 04800 or see a list of the code words here:

Passwords for text message services

How much does the text message service cost?

You pay NOK 2 per text message that you receive from the bank. The prices are compiled and charged to your account at the end of each month.

Therefore you do not pay for using our text message services and notifications via your mobile phone subscription or mobile phone bill.

Payments and transfers via text message are free for Hvite (White) card users. For children under 18, all text message services are free of charge.

Notifications

What can I be notified about?

You can activate the following notifications:

  • Balance over/below chosen limit
  • Insufficient funds in account
  • Salary, social security and pension into account
  • Money out of account
  • Use of cards
  • eFaktura (eInvoice)
  • Messages received in the online bank inbox

We will be able to send you some important messages free of charge by email or text message, even if you have not activated the notification service.

Do I have to pay to receive notifications?

The service is free for Intro customers. For other customers, it costs NOK 2 per received message.

How can the notification service be set up?

You can activate notifications in the online bank under:

  1. Settings
  2. Text message services and notifications

In some cases, you can choose whether to receive the notification by text message or email.

How do I cancel the notification service?

You can easily stop all notifications by sending STOP to 04800, or in the online bank under:

  1. Settings
  2. Text message services and notifications

We will be able to send you some important messages free of charge by email or text message, even if you have not activated the notification service.

See also

  • Account

    What you need to know about accounts and dispositions.

  • Cards

    Answer to frequently asked questions and other useful tips on cards and PIN codes.

  • Use of online and mobile banks

    Having trouble logging in or unsure about something?

  • Everyday banking

    We’re working to make your everyday life easier.