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Life insurance

Provide financial security for your loved ones with a one-off payment should you die.

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  • Survivors can keep their current standard of living

  • Financial security

  • Security to maintain the housing situation

What is life insurance?

Most people base their family life on more than one income. If one of the parties dies, the survivors may face serious consequences. With life insurance, those left behind do not have to worry about finances in an already difficult situation.

Life insurance allows survivors to maintain their current standard of living. The one-off payment could be used to service mortgages, pay off debts, or avoid having to relocate.

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Questions about buying life insurance?

Speak to an insurance adviser

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Have you had an accident or injury?

You can easily report a a claim online.

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Price of life insurance

What does life insurance really cost? Prices will vary from person to person and will be determined by factors such as age, work situation, education and income. In addition, you must submit a health declaration form and select the type of coverage you want, which affects the price. You can easily see the price of your life insurance online: Give us some information about yourself, and we'll calculate how much insurance you'll need.

What does the life insurance cover?

What does the insurance cover?
  • The insurance pays out the selected sum insured in the event of death.
Are there any limits to the cover?

If the insured commits suicide before the insurance has been in effect for one year, the insurance will not pay out.

What are my obligations?

When purchasing insurance, you must provide accurate and complete answers to the company's questions. The insurance certificate specifies which information is used as a basis. If anything is incorrect, you must inform us immediately.

Security regulations are damage prevention and damage limitation measures you must take, and you will find these in the insurance certificate.

In the event of injury you must contact us as soon as possible.

If you do not comply with your obligations, the settlement payment may be reduced, fully or partly.

What does the insurance not cover?
  • No special exceptions
Where is the insurance valid?

The insurance is valid worldwide.

Terms and conditions (in Norwegian)
  • Life insurance terms and conditions (PDF)
  • General Terms and Conditions for Personal Insurance (PDF)
  • Life Insurance Product Information IPID (PDF)

If you already have life insurance with us, you need to log in to the online bank to check the terms and conditions that apply to you.

Has it been a long time since you purchased the life insurance, and do you want the latest terms and conditions? Contact us about what’s new in our current insurance policy, and get help upgrading to the latest version.

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Best in test!

Our insurance company, Fremtind, is best in test for personal insurance according to Bytt.no, which updates results monthly based on experiences from the consumers themselves. We rank highest for customer service and claims settlements. See what else makes us best in test for insurance.

How life insurance works

  • You can purchase the insurance when you are between the ages of 16 and 79, and it lasts until you are 80.
  • The insurance requires you to complete a health certificate.
  • You select the sum insured, but if you want a sum greater than NOK 3 million, we require additional information from you.
  • Survivors receive compensation when the insured person dies. The compensation is a tax-free payment.

The income is reduced more than the expenses

Did you know that when one of the family's breadwinners dies, household expenses drop by about 20%, but income drops by much more? A good life insurance policy provides financial security in the event that the worst should happen.

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Move your insurance policies to us

We assist you with all practical matters, such as moving insurance policies and cancelling old ones.

Move insurance policies

See which insurance you need

Your need for insurance changes throughout your life.

Checklist for insurance

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    Insurance for dog, horse and cat

  • Valuables

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Fremtind Forsikring

As a DNB customer, you get insurance supplied by Fremtind Forsikring – one of Norway’s largest insurance providers, with extensive experience. You are still a customer of DNB, and should contact us if you want to buy insurance, make changes, make a claim or have any questions.

To give you an offer, DNB will share your personal data with Fremtind. You can see how this is processed in Fremtind’s personal privacy statement.