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Valuables insurance

Insurance for high-value items you are afraid of losing.

Broken mobile phone.
  • Covers high value items

  • Covers most damage

  • Low excess when you use the insurance

Get a quote

To buy valuables insurance, you need to have contents insurance.

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Do you have any questions about buying valuables insurance?

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Have you had an accident or injury?

Make a claim

When does it makes sense to have valuables insurance?

If you own items of high value, it’s good to be aware that both contents insurance and travel insurance can have limitations associated with them if you need to use your insurance. Too high an excess, lack of full compensation and unlucky events that are not covered by household contents and travel insurance, can often be resolved with valuables insurance.

We therefore recommend valuables insurance

The benefit of valuables insurance is that you get coverage for the item that is lost or destroyed. This applies to almost all types of damage, including damage that occurs when the item is being used and if you should lose it while travelling.

What does valuables insurance cover?

What does the insurance cover?
  • Damage to item
  • Item lost or missing
Are there any limits to the cover?
  • Costs of reconstruction of data and contents of electronic items.
  • Normal wear and tear
  • Faults or defects in the item
What are my obligations?

The insurance certificate specifies which information is used as a basis. If anything is incorrect, you must inform us immediately.

Security regulations are damage prevention and damage limitation measures you must take, and you will find these in the insurance certificate.

In the event of damage you must contact us as soon as possible. If you do not comply with your obligations, the settlement payment may be reduced, fully or partly.

What does the insurance not cover?

Items not specified in the agreement

Where is the insurance valid?

The insurance is valid worldwide.

Terms and conditions (in Norwegian)

Download terms and conditions:

  • Valuables insurance terms and conditions (PDF)
  • Valuables insurance product info IPID (PDF)

You must have contents insurance in order to buy valuables insurance.

Requirements for valuables insurance

When you buy valuables insurance the value of the item is documented using an appraisal or receipt. If it has been bought in a foreign country, you must also have paid customs to bring it into the country and have an appraisal from an expert in Norway. You must also have a declaration if requested. The item must also have a permanent location in Norway.

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Get discounts on insurance

Up to 15% group discount on insurance.

See what discount you can get

Insurance at home and abroad

Both household contents and travel insurance can cover your things against various types of damage that happen in or outside of the home.

Travel insuranceContents insurance
Girls with bicycles

Insure your things with valuables insurance.

What can be insured with valuables insurance?

Some things cost a little more to lose than others. If you have valuable items you are particularly afraid of ruining or losing, it can be a good idea to buy insurance.

Here are some examples of things you can insure

  • Bunad with silver
  • Fishing equipment
  • Photographic equipment
  • Golfing equipment
  • Clothing
  • Mobile phones and tablets
  • Musical instruments
  • Jewellery
  • Sports equipment
  • Bicycles
  • Video cameras
  • Weapons

Norway’s most satisfied insurance customers!

Our insurance company Fremtind has been named the customer favourite of the year in 2022 on bytt.no – Norway’s largest website for user reviews and customer ratings in personal finance. Fremtind is among the best for customer service and claim settlements according to Bytt.no, which updates results monthly based on experiences from the consumers themselves. See what else makes us best in test for insurance.

Fremtind Forsikring

As a DNB customer, you get insurance supplied by Fremtind Forsikring – one of Norway’s largest insurance providers, with extensive experience. You are still a customer of DNB, and should contact us if you want to buy insurance, make changes, make a claim or have any questions.

To give you an offer, DNB will share your personal data with Fremtind. You can see how this is processed in Fremtind’s personal privacy statement.

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  • Travel

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  • Pets

    Insurance for dog, horse and cat

  • Valuables

    Insurance for high-value items you are afraid of losing