Home insurance policies

We have insurance for houses, cabins, home contents and belongings.

We are available 24/7 in the event of a serious incident
Discount when you bundle your insurance policies with us
Only one deductible for damage to home contents and the building

Home contents

House

Cabin

Young: Home contents and travel

Valuables in the home

Bundle your insurance policies

If you own a home or a cabin, it’s a good idea to have both contents insurance and house or cabin insurance in the same insurance company. This has the advantage of only one deductible and a simpler process in the event of any damage. In addition, you get discounts by bundling your insurance with us.

Have you had an accident or injury?

You can easily report a claim online.

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Do you need help with insurance?

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Moving? If so, you should review your insurances

Moving is a big life event. You may already have home insurance, but if you’re moving into a larger house with a higher value, you may need more coverage. Maybe you’re moving in with someone and now have double insurance? Did you also know that some personal insurances becomes more relevant when you are a homeowner?

When moving, you should review your insurances. Make an appointment with an adviser and get help with insurance for your specific life situation.

If you own a house or a cabin, it’s a good idea to have both contents insurance and home or cabin insurance in the same insurance company.

If you have the best cover we offer in our home contents insurance, you get moving insurance included. This covers damage to and theft of home contents that occurs during transport and loading/unloading between the home and the vehicle.

If you use a moving company, their insurance applies. Therefore, remember to find out what kind of insurance they have before you sign an agreement.

Insurance for renting and rental

Both landlords and tenants must have their own home contents insurance to cover the value of the belongings in the home where they live.

A tenant is not considered a permanent member of a household and is not covered by the landlord’s home contents insurance. This applies whether you live in a dorm, a shared house or rent an entire home. Therefore, as a tenant, you should have your own insurance to cover your things, just like the homeowner has their insurance.

If you have house insurance with us and rent out parts of your house, remember to let us know. This will ensure that you include rental insurance as additional coverage.

Home insurance FAQs

Insurance when you buy a home

A home buyer’s insurance policy is simply a legal aid insurance policy that ensures access to legal assistance and legal costs in the event of a complaint case against a home seller. An appeal case is related to errors and deficiencies that make claims against the previous owner and the information in the home’s sales prospectus. Perhaps you discover that the bathroom hasn't been professionally refurbished as claimed, find mould in the basement, or notice faults in the electrical system.

Do I need home buyers’ protection insurance?

Home buyers’ protection insurance is not necessarily something you need; you may be partially covered by your contents or house insurance. However, remember to read the terms and conditions carefully: An appeal case can be long and expensive, and the coverage provided by regular home insurances may be insufficient.

The most important thing is that you have good information about the condition of the home and have examined it carefully.

Home buyers’ protection insurance is normally provided by the estate agent when buying a home.

When do I need to make changes to my house or home contents insurance?

Many people make changes to their insurance in connection with a major life event, such as when moving.

In addition to this, you should also evaluate your home insurances if there are major changes to what you own: If, for example, you’re extending your home, you should report it. Or if you buy expensive items or collections of high value, you should let us know so we can take this into account in your home contents insurance policy.

I live in an apartment, do I need house insurance?

What is the deductible in case of damage?

Does home contents insurance apply for items I have in the garage?

If you have a detached house, a semi-detached house, or a townhouse, you will be reimbursed for the items you have in the garage.

If you live in an apartment, theft from and vandalism in loft and basement storage rooms are covered to the sum in your terms and conditions. The sum covered may vary from standard to top home contents insurance.

If you have a shared garage, the items you have there will not be replaced.

Insurance when selling a home

When you sell a home, you are responsible for any significant or hidden defects in the home. Even if you’re not to blame, you’re liable for five years after the sale. Home sellers’ protection insurance is liability insurance that protects you from claims for errors and defects you didn’t know about.

Home sellers’ protection insurance is typically arranged by the real estate agent when selling a property, for example DNB Eiendom (DNB Real estate)

What is covered when I buy home sellers’ protection insurance?

When a defect is found after the sale, but which the buyer has no reason to expect, the home is in a worse condition than promised. The insurance covers defects that are significant and that the home seller could not or should not know about.

Do I need home sellers’ protection insurance?

The insurance gives you the peace of mind that you can leave any complaints to professionals. The need for the insurance can vary from housing type to housing type. If you’re selling a new apartment, you may have less need for this type of insurance than if you’re selling an older building.

Do I need a separate home contents insurance for my cabin?

Are solar installations covered by my house or cabin insurance?

Do I need separate insurance for my garage?

What does it mean that you are available 24/7 for serious incidents?

Housing cooperative and co-ownership insurance

If you are a board member of a housing cooperative or co-ownership and looking for insurance for the building, you can get a quote for residential building insurance from DNB business. It protects building and occupants financially against different types of damage and provides quicker repairs should an accident occur.

Home insurance policies

Bundle your insurance policies

Have you had an accident or injury?

Do you need help with insurance?

Moving? If so, you should review your insurances

If you own a house or a cabin, it’s a good idea to have both contents insurance and home or cabin insurance in the same insurance company.

Insurance for renting and rental

Home insurance FAQs

Do I need home buyers’ protection insurance?

What is covered when I buy home sellers’ protection insurance?

Do I need home sellers’ protection insurance?

Housing cooperative and co-ownership insurance

More insurance policies

Life and health

Car and vehicles

Home and home contents

Travel

Pets

Valuables

Home insurance policies

Bundle your insurance policies

Have you had an accident or injury?

Do you need help with insurance?

Moving? If so, you should review your insurances

If you own a house or a cabin, it’s a good idea to have both contents insurance and home or cabin insurance in the same insurance company.

Insurance for renting and rental

Home insurance FAQs

Do I need home buyers’ protection insurance?

What is covered when I buy home sellers’ protection insurance?

Do I need home sellers’ protection insurance?

Housing cooperative and co-ownership insurance

More insurance policies

Life and health

Car and vehicles

Home and home contents

Travel

Pets

Valuables