Home contents insurance

• Individual items or collections worth over NOK 300 000
• Jewellery and gold worth over NOK 300 000
• Wine and spirit collections are limited to NOK 500 000
• Art collections are limited to NOK 500 000
• For some damage and objects, the compensation sum is limited

The insurance is valid at the insured location that is agreed and specified in the insurance certificate.

Yes, the contents insurance cover both theft and damage to mobile phones, PCs and tablets. To be insured against accidental damage, you must have fully comprehensive contents insurance.

To reduce the price of contents insurance, you can for example:

• Increase your excess.
• Combine your insurance with us to get a combination discount.
• If you are under 34 years old you can get both household contents and travel insurance for the price of one with Insurance Young.

Contents insurance follows the person who owns the insurance, as well as the family and children who are registered at the same address in the national register. For example, if the child lives away from home due to studies or military service, they are still covered if the national register shows them living at home.

If your bike is stolen from outside your home, from a common room, shed, garage or anywhere else, your contents insurance applies.

Theft and vandalism of bicycles outside of the Nordic countries can be covered by the travel insurance.

If you have an especially expensive bicycle, you can consider taking out separate bicycle insurance.

Contents and belongings are the same as items you own and use at home. Items that are permanently installed are counted as part of the building and are not covered by contents insurance.

Insurance against ID theft is included in fully comprehensive contents insurance. It helps you if you have been at risk of ID theft. ID theft means situations where someone else uses your ID in order to commit fraud or other criminal activity.

There are different types of ID that can be misused, such as passports, debit cards, driving licences, signatures and national identity numbers.

If you are the victim of ID theft, you can get advice on how to limit the extent of the damage and recommendations for possible measures to take. In addition, legal assistance is offered, which can be useful in disputes related to payment remarks.