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Insurance for electric scooters and small electric vehicles

Insure electric scooters, hoverboards, electric skateboards and other small electric vehicles.

Scooter
  • Statutory liability insurance

  • Theft outside of home address

  • Among Norway’s most satisfied insurance customers!

Select insurance for theft and fire as add-ons

Statutory liability insurance for small electric vehicles

Did you know that from 1 January 2023, electric scooters and other small electric vehicles will be classified as motor vehicles? This means that you must insure this type of vehicle with statutory liability insurance

Liability insurance covers injury to other people and damage to vehicles or property, and the driver of the insured vehicle.

The insurance covers more than just electric scooters

All small electric vehicles that drive over 10 km/h must have insurance. This includes, among others,

  • one-wheels
  • hoverboards
  • electric skateboards
  • electric scooters

Electric bikes are not counted as small electric vehicles, but it can be worth insuring it with bicycle insurance.

Rules for small electric vehicles

  • Age limit of 12 years
  • Blood alcohol limit of 0.2
  • Compulsory use of helmet for those under 15 years old
  • Compulsory liability insurance from 1 January 2023
  • The vehicle must be clearly labelled with the manufacturer, type and manufacturing number
  • There must be lights at the front, reflectors at the back and a bell
  • Only one person at a time can use an electric scooter
  • Max speed of 20 km/h with power, without the option to change the speed limiter
  • When you rent a small electric vehicle, the rental company is responsible for the insurance

Do you have any questions about buying insurance?

Speak to an adviser.

Call me

Have you had an accident or damage?

You can easily report a a claim online.

Report a claim

See what the insurance covers

What does the insurance cover?

Liability covers

  • Vehicle liability
  • Driver accident
  • Legal aid

Fire/theft also covers

  • Fire damage
  • Theft of the vehicle outside of the home address
Where is the insurance valid?

For small electric vehicles, the insurance is valid in Norway.

Terms and conditions (in Norwegian)
  • Liability insurance for small electric vehicles (PDF)
  • Fire and theft insurance for small electric vehicles (PDF)
  • Product information IPID (PDF)
What does the insurance not cover?
  • Damage which is caused intentionally
  • Driving while intoxicated
  • Comprehensive insurance for the vehicle
What are my obligations?

The insurance certificate details the basis for the coverage. If anything is incorrect, you must inform us immediately.

Security regulations are damage prevention and damage limitation measures you must take, and you will find these in the insurance certificate.

In the event of injury you must contact us as soon as possible. If you do not comply with your obligations, the settlement payment may be reduced, fully or partly.

Young woman with curly hair who is smiling about best in test insurance.

Norway’s most satisfied insurance customers!

Our insurance company Fremtind has been named the customer favourite of the year in 2022 on bytt.no – Norway’s largest website for user reviews and customer ratings in personal finance. Fremtind is among the best for customer service and claim settlements according to Bytt.no, which updates results monthly based on experiences from the consumers themselves. See what else makes us best in test for insurance.

The policyholder must be over 18 years old

People under 18 years of age cannot buy their own insurance. Parents are therefore responsible for insuring the vehicles when children are under 18 years old.

Get discounts on insurance

Up to 15% group discount on insurance.

See what discount you can get

Do you have the insurance you need?

Your need for insurance changes throughout your life. Find out what insurance you need.

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Fremtind Forsikring

As a DNB customer, you get insurance supplied by Fremtind Forsikring – one of Norway’s largest insurance providers, with extensive experience. You are still a customer of DNB, and should contact us if you want to buy insurance, make changes, make a claim or have any questions.

To give you an offer, DNB will share your personal data with Fremtind. You can see how this is processed in Fremtind’s personal privacy statement.