Sending and receiving international payments? Here you’ll find all you need to know
…24 hours a day, 365 days a year.
Aino helps thousands of customers every single week.
To make an international payment you need the following details:
Sending an amount over NOK 100 000?
The authorities require information about international transactions that exceed NOK 100 000. This is to help prevent money laundering.
Exchange amount and price:
Currency prices that are shown when the payment is registered are a provisional calculation of the price. The price is constantly fluctuating, and the actual price is set when the payment is posted.
Currency converter:
Provision rate relates to DNB’s currency converter which is updated once every banking day at 9:00 am.
Fee from recipient’s bank:
Please note that, as a rule, the recipient bank charges a fee for receiving international payments. Get in touch with the recipient.
Price and fees:
How to do it:
Click on ‘Payments’ in the main menu and then ‘International payments’
European payments (SEPA):
Other payments:
Enter the recipient’s IBAN/account number, name and address, and a message to the recipient. Information about the recipient’s bank is automatically filled out after you’ve entered the IBAN.
How to register an EU payment (3:06 mins, Norwegian)
Tips
We recommend that you always pay in the currency of the recipient country
Your name, address and IBAN
You can find the IBAN on your bank statement or by using the IBAN calculator
Our BIC/SWIFT
DNB’s BIC (SWIFT) address is DNBANOKKXXX
Currency type and amount;
The rate is constantly fluctuating, and the actual rate will be set when the payment is posted
Use the currency converter
The bank’s address
If you are asked to provide an address you can use: DNB Bank ASA, Dronning Eufemias Gate 30 191 Oslo
How to receive payments from abroad (0:59 mins, Norwegian)
Checklist:
Make sure the payer has used the correct payment information. See the item above “What you need to provide the sender with”.
The rate used for a payment request will depend on the time and date at which the exchange takes place.
The US has not introduced IBAN. You must therefore provide the recipient’s normal bank account number.
The bank account number has no limit to the number of digits.
Payment to bank accounts in the US must have the bank code or BIC – not both. You’ll find the Bank code field by clicking on the Other payments tabl.
USD to the US: In addition to the recipient’s account, you must provide the national bank code (Fedwire or ABA number).
The bank code is called the ABA routing no./ FedWire., and is often stated on invoices as: FW+ 9 digits. The bank code can be stated as just 9 digits in the online bank.
Other currencies to the US: In addition to the recipient’s account number, the BIC (SWIFT address) must also be given instead of the bank code.
You’ll normally find the BIC on the invoice or letter from the foreign payment recipient. BIC has 8 or 11 characters. If you don’t have the recipient bank’s BIC, you’ll need to get in touch with the recipient to get this information
Provisional price relates to DNB’s currency calculator which is updated once every banking day at 9:00 a.m. The price is fluctuating all the time and you will not see the actual price until the payment is exchanged and executed.
Canada has not introduced IBAN. You must therefore provide the recipient’s normal bank account number.
Bank account numbers contain 7 to 12 characters.
NB! Canada has introduced requirements for the full name and physical address of the recipient. It is therefore important that you fill in these fields.
In addition to the recipient’s account, you’ll also need both the recipient bank’s BIC (SWIFT address) and national bank code.
Canada uses a 9-digit bank code.
The bank code is called the Bank Identifier/Transit no. and is often stated on invoices as CC+ 9 digits. The bank code can be stated as just 9 digits in the online bank.
If you’ve been given this on an invoice, enter it into the bank code field after you’ve selected the country for the recipient bank. You’ll find the Bank code field by clicking on the Other payments tabl.
Provisional price relates to DNB’s currency calculator which is updated once every banking day at 9:00 a.m. The price is fluctuating all the time and you will not see the actual price until the payment is exchanged and executed.
Australia has not introduced IBAN. You must therefore provide the recipient’s normal bank account number.
Bank account number - no check of the number of digits in the recipient’s bank account.
In addition to the recipient’s account, you’ll also need both the recipient bank’s BIC (SWIFT address) and national bank code.
Australia has a 6-digit bank code (on invoices this is often stated as the BSB number).
BSB (Bank State Branch) and is often stated on invoices as: AU+ 6 digits. The bank code can be stated as just 6 digits in the internet bank.
If you’ve been given this on an invoice, enter it into the bank code field after you’ve selected the country for the recipient bank.
You’ll find the Bank code field by clicking on the Other payments tabl.
Provisional price relates to DNB’s currency calculator which is updated once every banking day at 9:00 a.m. The price is fluctuating all the time and you will not see the actual price until the payment is exchanged and executed.
South Africa has not introduced IBAN. You must therefore provide the recipient’s normal bank account number.
Bank account number - no check of the number of digits in the recipient’s bank account.
In addition to the recipient’s account, you’ll also need both the recipient bank’s BIC (SWIFT address) and national bank code.
The bank code is stated as ZA + 6 digits on invoices.
If you’ve been given this on an invoice, enter it into the bank code field after you’ve selected the country for the recipient bank.
You’ll find the Bank code field by clicking on the Other payments tabl.
Provisional price relates to DNB’s currency calculator which is updated once every banking day at 9:00 a.m. The price is fluctuating all the time and you will not see the actual price until the payment is exchanged and executed.
India has not introduced IBAN. You must therefore provide the recipient’s normal bank account number.
The bank account number has no limit to the number of digits. Payments to India require an account number and SWIFT code of 8 or 11 characters.
For payments to India in INR, the branch code should also be stated as part of the bank address, i.e. IFCS (under INR 100 000) or RTGS (from INR 200 000). Four letters and seven numbers.
Individual international payments made with SWIFT can now be tracked in the same way you track products bought online.
You will find the link to tracking information at the bottom of the payment receipt. To to Payments – Completed payments and then the details of the payment you wish to track.
By following this, you will see details of where the payment is located, how long each bank has taken to process it and the fees that have been incurred along the way.
In order to track the payment to the beneficiary bank, all intermediary banks must confirm receipt to the SWIFT system. If this is not done, the payment cannot be tracked any further.
If the payment is not received, we recommend that the beneficiary contact their bank for more information. A screenshot of the tracker can be attached.
Tracking is only available for other international payments from Norwegian DNB accounts. It is therefore not possible to track EU payments, cheques or financial payments.
Please be aware that all intermediary banks must confirm receipt of the payment to the SWIFT system so the payment can be tracked all the way through to the beneficiary bank.
If the payment is not received, we recommend that the beneficiary contact their bank for more information. A screenshot of the tracker can be attached.
If you wish to recall the payment, this can be done when logged in to the online bank, on the same receipt page where the tracker is found. Please note that recalling a payment is a chargeable service. See price list
Note: For payments to Asia, it takes longer for the beneficiary to receive the money in their account. This is because the banks in Asia are often closed when we send from Europe, and so the money is not credited to the beneficiary until the following day.
For amounts over NOK 100 000 (in foreign currency or NOK), the Currency Register Act requires information about what the amount is for. This is reported with a payment type code.
More information about the Act and payment codes can be found on the following websites:
The following must be provided when paying in RUB:
The requirements for sending rubles apply not only to Russia, but also to any recipient country.
If numbers 6, 7 and 8 in the recipient’s account number are 810, it means that the account is an RUB account.
In addition to the beneficiary’s full name and address, the INN number must be given when paying taxes and fees to Russian authorities. It is recommended that the INN be used for other payments if this number is stated on the invoice to be paid. This is a unique Identification Number of the Tax Payer; 10 digits for corporations and 12 digits for private customers.
You must also provide the BIK (9-digit bank code to the bank in Russia that starts with 04) + the account number that the recipient’s bank has in the Russian national bank. This account number is 20 digits long and starts with 30101. In addition, we need the BIC (SWIFT address) of the recipient’s bank + the bank’s full name and city.
You must also provide the VO code (VO+5 digits) + text in English stating what the payment is for. These details are registered in the reference field (message to recipient).
The VO code is a reporting code that states what the payment is for.
The payment must be made as follows:
Recipient’s account number: 4xxxx810xxxxxxxxxxxx
Beneficiary’s name: Full name and address + INN number (if applicable)
Message to beneficiary: VO code + text in English stating what the payment is for
BIC of beneficiary’s bank: For example SABRRUMM
In the “Name Address Beneficiary’s bank” field, enter the following: //RUxxxxxxxxx.30101xxxxxxxxxxxxxxx + the bank’s name and city (That which is registered after RU is the 9-digit BIK code, so the recipient bank’s account number in the Russian national bank).
DNB takes no responsibility for any errors in the lists. Nor does the bank take any responsibility for any form of damage/loss that may occur as a result of using this information.
International public holidays 2026 (PDF)Open the file in a new tab
Find answers to your questions about incoming payments, files and payment solutions
Forgotten PIN? Here you’ll find answers to questions about corporate cards
Useful tips and tricks to get the most out of the corporate online bank
What you need to know about access, vouchers/archive, opening and closing accounts