Housing cooperative and co-ownership insurance

The insurance is suitable for buildings that form part of housing cooperatives and condominiums. We tailor the insurance according to your needs and can offer a range of coverages.

Anyone in a housing cooperative/co-ownership can report damage
Covers accidents during voluntary work, and children under the age of 12 playing in a playground
Up to 10% discount for customers with an installed stop valve

What is residential building insurance?

Residential building insurance, also known as housing cooperative and apartment building insurance, provides financial security for many people in a residential building, and is the main motivation for purchasing the insurance. Good insurance secures buildings and belongings in case something should happen, and expedites repairs after an accident has occurred.

Extra peace of mind with ancillary benefits

The co-ownership or housing cooperative can choose extra coverage that covers board of directors’ liability and legal assistance.

Product information

Residential property insurance and co-ownership insurance (PDF, Norwegian)

Up to 10% discount and reduced excess with a stop valve!

A stop valve is a system that detects leaks and shuts off the water in the apartment in your building/housing cooperative.

Make a forward-looking choice – invest in Abra Kollekt!

Does the housing cooperative or apartment building have a volunteer programme?

When you plan a volunteer programme, it can be difficult to know which tasks to prioritise. To help you along the way, we have created the Dugnadsguide

Download the dugnadsguide (PDF)Open the file in a new tab

What does residential building insurance cover?

	Fire	Standard	Fully comprehensive
Fire	Have been selected	Have been selected	Have been selected
Natural damage	Have been selected	Have been selected	Have been selected
Occupational injury unpaid labour	Have been selected	Have been selected	Have been selected
Theft and vandalism damage		Have been selected	Have been selected
Snow weight and roof landslides		Have been selected	Have been selected
Crushed/cracked building glass and sanitary equipment		Have been selected	Have been selected
Failure of the building's construction		Have been selected	Have been selected
Accident involving volunteers and children under 12 years in playgrounds		Have been selected	Have been selected
Buildings with pipes and equipment		Selected sum insured	Selected sum insured
Common items in the housing cooperative/co-ownership		NOK 350 000	NOK 750 000
Landscaping		NOK 500 000	NOK 1 million
Loss of rent		20% of the sum insured up to 36 months	30% of the sum insured up to 36 months
Demolition/clearance/destruction		Up to the building’s sum insured	Up to the building’s sum insured
Price increase		Unlimited	Unlimited
Landlord liability		NOK 10 million	NOK 10 million
Public injunction		NOK 5 million	NOK 10 million
Value increase		15% of the sum insured in the agreement period	15% of the sum insured in the agreement period
Freestanding buildings, playground, cycle and postage installations		NOK 300 000	NOK 300 000
Water damage to adjacent/underlying rooms resulting from leaky wet rooms		Unlimited	Unlimited
Water damage caused by leaky roof			Unlimited
Artistic decoration			NOK 250 000
Machine damage			Unlimited
Board of Directors’ liability			NOK 2 million
Legal aid			NOK 400 000
Crime			NOK 400 000
Bed bugs			NOK 200 000
Pests			NOK 2 million
Consequential damages of builder’s errors for up to 10 years			NOK 10 million

Terms and conditions non-life insurance

See terms and conditions

Report a claim

Report injury or damage here

Residential buildings insurance FAQ

What does the insurance cover for Housing cooperative and co-ownership?

Are the members of the housing cooperative covered by compensation claims?

Does the insurance cover damage to common areas such as playgrounds and parking spaces?

Which cover is suitable for us?

What does the insurance cover in the event of fire in the building?

Are the residents’ assets covered?

Our non-life insurance products

Provider of the insurance

The insurance is provided by Fremtind Forsikring. In order to give you an offer, calculate the price and buy insurance, DNB will transfer your personal data to Fremtind. You can read more about how Fremtind processes personal data in Fremtind’s personal privacy statement.