Housing cooperative and co-ownership insurance

Water damage can be costly and affect both residents and the building. Small leaks can develop into larger damage if not detected early.

• Install water stoppers where appropriate.

• Ensure that pipes and water installations are easily accessible for inspection and maintenance.

• Protect pipes against frost and low temperatures.

• Follow up on leaks and moisture damage as quickly as possible.

Fire can lead to extensive damage to buildings, common areas and residents' belongings. Good routines and proper equipment can help reduce the risk.

• Ensure that escape routes are kept open and accessible.

• Check that fire alarm systems and fire protection equipment function as they should.

• Follow up on inspection and maintenance of electrical installations.

• Ensure that fire doors are kept closed and function as they should.

• Inform residents about fire safety and shared procedures.

Snow and ice falling from roofs can cause damage to people, buildings and property. Good routines throughout the winter can reduce the risk.

• Check the roof regularly during heavy snowfall or large temperature fluctuations.

• Remove snow and ice when necessary.

• Ensure snow guards are in place where there is a risk of roof avalanches.

• Set up warning signs in areas with avalanche risk.

• Document completed snow clearing and maintenance.

Regular maintenance can help reduce the risk of major damage and costly repairs. Minor issues discovered early are often easier to rectify.

• Follow a plan for building maintenance.

• Inspect roofs, facades, gutters and drainage regularly.

• Rectify damage and faults as early as possible.

• Document completed maintenance and inspections.