Get compensation for lost income due to disability
Secure your standard of living
Choose monthly disbursements, a lump sum or both
Disability insurance provides you with a dependable income even if you become unable to work due to illness or accident.
Get compensation for lost income due to disability
Secure your standard of living
Choose monthly disbursements, a lump sum or both
Disability insurance provides compensation if you become unable to work due to illness or accident.
Securing your income is one of the most important things you can do. If you become incapacitated for work, you will not be able to work as before, and much of your income will therefore be lost. The public sector and NAV (the Norwegian Labour and Welfare Administration) do not cover the entire income you had when you were working – you may need to get by with about half.
The disability insurance covers the difference so you can live on the same income as before. You can then maintain your standard of living, continue to pay your home mortgage and other expenses, and be more financially secure.
You can choose between three different combinations of disability insurance: disability lump sum with advance payment and one-off payment, disability pension that provides disbursements, or the combination of disability pension with a disability lump sum.
We make the choice easier for you by recommending the insurance that suits you best.
Speak to an insurance adviser
Disability insurance supplements your income from the government and your employer. You can choose between two forms of disability insurance, disability pension and single payment permanent disability benefit, but it is also common to combine these.
Both disability pension and single payment permanent disability benefit provide full disbursements from 50% continuous incapacity for work for the agreed-upon period, avoiding a percentage or graded disbursement if something should happen. It provides independence and peace of mind in a new life as someone who is incapacitated for work.
Our insurance company, Fremtind, is best in test for personal insurance according to Bytt.no, which updates results monthly based on experiences from the consumers themselves. We rank highest for customer service and claims settlements. See what else makes us best in test for insurance.
General Terms and Conditions Personal Insurance (PDF)
Disability Pension terms and conditions (PDF)
Single payment permanent disability benefit terms and conditions (PDF)
Disability Pension product information (PDF)
Disability lump sum product information (PDF)
If you already have disability insurance with us, you need to log in to the online bank or mobile banking app to check the terms and conditions that apply to you.
If it’s been a long time since you’ve last bought disability insurance and you want the latest terms and conditions, you can contact us about what’s new in the current insurance policy and get help upgrading to the current terms and conditions.
We help you with all the practical things: moving insurance policies and cancelling old ones.
Your need for insurance changes throughout your life.
Personal insurance gives you and your family financial security
Insurance for your car, caravan, motorcycle, boat, trailer, snowmobile and more
Insurance for house, cabin, home contents and valuables in the home
Insurance for all types of travels, without accommodation requirements
Insurance for dog, horse and cat
Insurance for high-value items you are afraid of losing
As a DNB customer, you get insurance supplied by Fremtind Forsikring – one of Norway’s largest insurance providers, with extensive experience. You are still a customer of DNB, and should contact us if you want to buy insurance, make changes, make a claim or have any questions.
To give you an offer, DNB will share your personal data with Fremtind. You can see how this is processed in Fremtind’s personal privacy statement.