Loans for new or used boats.
It is important to be aware of the costs of owning a boat, such as insurance, maintenance, mooring, winter storage and a number of other things to bear in mind.
The price of the boat loan itself depends on the price of the boat, the repayment period, the type of boat you’re going to buy and how much down payment you’ll need – you need at least a 20% down payment All you need to do is give us some information and we’ll help you with the calculation.
Boats under 7 metres long:
Nominal interest rate 8,34 %, eff. Interest rate 10,80 %, NOK 150 000 o/5 years. Annuity loans NOK 150 000 o/5 years. Instalment amount NOK 3 130 per month Cost: NOK 41 500 total: NOK 191 500.
Boat over 7 metres:
Nominal interest rate 7,45 %, eff. Interest rate 9,46 %, NOK 150 000 o/5 years. Annuity loans NOK 150 000 o/5 years. Instalment amount NOK 3 067 per month Cost: NOK 36 520 total: NOK 186 520.
To borrow money for a boat with security in the boat, it must be registered in either Småbåtregisteret (the Small Boat Register) or Skipsregisteret (the Ship Register). The register that is right for your boat will depend on the size of the boat.
Boats measuring 7 metres (23 feet) and above must be registered in the Skipsregisteret (the Ship Register). to get your loan financed by security in the boat. Boats under 7 metres can be registered in the Småbåtregisteret (the Small Boat Register).
Bring together your loans and insurance with us and get a better overview.
