Interest Rate Calculator
Your interest rate affects how much your home loan costs you. Use the housing price, and adjust your loan amount, interest rate and repayment period in the calculator.
How the interest rate for your home loan is determined
At DNB you get a Personal interest rate on your mortgage with a variable interest rate. The interest rate you receive is calculated based on your financial situation, and is influenced by factors including the loan amount, your equity and your overall financial position. In addition, market conditions and competition between banks play a role.
Your life situation also affects the lending rate you receive. For example, if you are a Ung (Young Adults) home loan customer, you could get an extra favourable interest rate on your loan.
Apply for a new mortgage or about transferring your mortgage to us, we will give you an offer with a personalised interest rate for your loan.
Did you know that your property value can affect your interest rate?
Loan-to-value ratio is how much of the property's value is mortgaged. If your loan-to-value ratio has decreased because the property value has increased significantly, whilst the loan remains the same or has reduced, you may be eligible for a new interest rate on your mortgage. You can view your property value in the mobile banking app, and Apply for refinancing to check if you can get better terms on your home loan.
How much can I borrow for a home?
Get an indication of how much borrowing your finances can support.
What will your home loan cost you?
The home loan calculator makes it easy to calculate what you need to pay per month.