Important! Company number/orgID will be included in bank reconciliation files. Read more
Find what you need to know about integrating with an accounting system here.
Direct integration is when the ERP system and the online bank send and receive files between each other, without you having to upload and download files manually.
With direct integration, you can have accounting-approved payments or re-authentication in the online bank.
You can order accounting-approved payments (RGB) when you have banking integration in place. The solution will be ready to use within a short period of time.
1. Order banking integration
Banking integration and banking services can be ordered with a few clicks when you do it digitally and initiate the order from your accounting system.
Find out more and see which accounting systems offer digital ordering of banking integration.
If your ERP system isn’t listed, you need an integrated online banking solution in order to send files from your accounting system through the corporate online bank.
How to get started with an integrated online banking solution
2. Order accounting-approved payments
These suppliers have started using accounting-approved payments. Click on the links to get started:
For accountants
If you have the clients’ accounts in your online bank, you need to order this for each client (you select the client while placing the order).
The solution will be ready to use within a short period of time.
In order to use accounting-approved payments, you must have corporate online banking in DNB.
You can order online banking free of charge.
People who will be approving payment files must be registered as users in the corporate internet bank.
How to add a new user:
An administrator in the internet bank can add new users under Administration - New, change, delete user.
In the online bank you can either become an administrator (all privileges), an orderer (can order products digitally) or an ordinary user (a user gets the access an administrator assigns).
People who want to become users in the internet bank must be registered with us with valid proof of identity. You will be asked to order digital proof of identity if the person you wish to create as an internet bank user is not registered with a valid proof of identity with us.
How to assign user rights:
Users who will be approving payments must be given privileges to the accounts the payments will be made from. An administrator can do this in the online bank.
The rights can be removed by the administrator when the user no longer needs them.
Tips
Users of the accounting-approved payments must have a Norwegian national identity number. Foreign users (D-numbers) must use “Approve files” in the online bank.
Access to your company’s account
If you want an accountant to have access to your account from their own online bank, an application must be made for this authorisation.
You can apply for this in the corporate online bank under Administration – Give/receive account authorisation.
Here either you or the accountant can place the order.
If the accountancy office is going to order banking integration on behalf of your business
The accountant needs authorisation to order digital services on behalf of another company to be able to order integration between the accounting system and the bank.
This must be ticked on the authorisation order form. Sign with BankID for faster processing.
If the accountancy office isn’t a DNB customer, the accountant must be added as a user in your online bank to get access to the account.
We’ve brought together guidelines, current news and advice in one place. This is also where you’ll find your contact point for DNB.
To order banking integration on behalf of another company, you’ll need orderer authorisation.
Note: Initiate banking integration from the ERP system’s website. Read more about banking integration
1. Order banking integration
Banking integration and banking services can be ordered with a few clicks when you do it digitally and initiate the order from your accounting system.
Find out more and see which accounting systems offer digital ordering of banking integration.
If your ERP system isn’t listed, you need an integrated online banking solution in order to send files from your accounting system through the corporate online bank.
How to get started with an integrated online banking solution
2. Order re-authentication
When you are in the order form, choose “I want to approve in the online bank” when you are on “Adapt payment agreements”.
For accountants
If you are placing the order, the payment files will be sent to your online bank for re-authentication. If you want them to be sent to the client’s online bank, you can copy the URL link to the form so the client can log in to complete the order.
3. Complete your order
Once the order is complete, the solution will be ready shortly afterwards.
To order and use a direct integration with re-authentication, you must have corporate online banking at DNB. You can order online banking free of charge. Find out more and order online banking
Persons who will be approving payment files must be registered as users in the corporate online bank the files are sent to.
How to add a new user:
An administrator in the internet bank can add new users under Administration - New, change, delete user.
In the online bank you can either become an administrator (all privileges), an orderer (can order products digitally) or an ordinary user (a user gets the access an administrator assigns).
People who want to become users in the internet bank must be registered with us with valid proof of identity. You will be asked to order digital proof of identity if the person you wish to create as an internet bank user is not registered with a valid proof of identity with us.
How to assign user rights:
Users who will be approving payments must be given privileges to the accounts the division the payments will be made from. An administrator can do this in the online bank.
The rights can be removed by the administrator when the user no longer needs them.
Should the accountant approve payments in your online bank? To do this, your accountant must have their own user in your online bank. See above for how to add a user to the online bank.
Is the accountancy office going to order banking integration on behalf of your business? The accountant needs authorisation to order digital services on behalf of another company to be able to order integration between the accounting system and the bank. This must be ticked on the authorisation order form. Sign with BankID for faster processing.
You can send confirmation of authorisation in the corporate online bank under ‘Administration’ – ‘Give/receive account authorisation’. Either you or your accountant can order this.
Go to the form to give or ask for account authorisation and ordering of digital services
Tips
If the accountant is ordering re-authentication in the online bank, the payment files will be sent to the accountant’s online bank for re-authentication.
You must have a payment agreement in order to be able to invoice with KID.
You can order the payment agreement in the Norwegian online bank under Filoverføring - Fakturere med KID or digitally from the ERP system if they are able to.
Different ERP systems can support different payment agreements and may have different ways of ordering. If you are unsure of this, please feel free to contact us by chat or by phone.
Tips
To know how many digits you can have in the KID number and how you get the KID on the invoice, you need to contact your ERP system.
With a payment agreement, you will find that you do not see the name of the sender on the bank statement, only total entries. Information about who has deposited is located in the file that you either retrieve in the online bank or directly in your ERP system. If you cannot find the sender’s information, you can try this:
If you have retrieved files in the online bank, imported these into an ERP system and have lost the file, you can order the file again under File transfer - Order files. Remember to choose the correct file format.
If the file is sent directly to your ERP system and you cannot find any information there, please contact us for help with sending the file again. If your ERP system has a list of payments that have not been registered, you can also check this.
If you have information such as which KID was used or which account number it was paid from, you can use Archive Nets to find the details. See Archive Nets below for more information.
Tips
We cannot tell who has paid by phone, chat or email. If you cannot find the information in the online bank, you can contact us to order this for NOK 100.
Archive Nets allows you to search for attachments on payments that, for example, have been paid with the wrong KID.
You’ll find Archive Nets in the Norwegian online bank under Betaling - Innbetaling - Arkiv Nets.
Start a chat with us when you’re logged in to the corporate online bank and we’ll set up Archive Nets for your if you don’t already have access.
Tips
It is not possible to search on the amount of the total entry in Archive Nets because you must search on a single transaction with, for example, a KID number or the sender's account number. If you don’t have this information, you can order a transaction list for NOK 100 per month by contacting us.
With mandatory KID it will not be possible to pay to your account without using a KID number.
Contact us via chat or email from a logged-in online bank and ask for a mandatory KID.
The change will normally be active after 2-3 working days.
Tips
If you have a mandatory KID in an account and need to receive a payment without a KID, you can contact us by chat or telephone for a solution.
From 30 June 2026, DNB will only deliver account information and payment files in ISO20022 (XML) format via DNB Connect and DNB FileGateway. This applies to accounts in Norway, Denmark, Finland, Germany, the United Kingdom and the United States. For Sweden, own deadlines apply in 2025 due to the transition to new Swedish clearing. the following formats will be decommissioned:
Account information (Norwegian accounts)
Account information (non-Norwegian / international accounts)
Intraday account information
Receivable files
If your system does not support processing ISO20022 XML (Camt.053, Camt.054C and Camt.052) within the deadline of 30.6.2026, the company will no longer receive account information and receivables files from DNB.
*Camt052 is not finally fully developed. We will publish the date for when Camt.052 will be available
The deadline for transition to ISO20022 XML expired on 31. of March 2024.
DNB will close down the possibility of sending payments in other formats than ISO20022 XML.
If your business still sends in older formats, your files will be rejected.
If the system you use does not support ISO20022 XML for payments, then operators such as Aritma and Babelbank can be suppliers who are able to convert older formats to ISO20022.
If you don’t change the format to ISO20022, you will need to register your payments manually in the online bank.
You’ll find all the technical documentation for the accounting-approved payments solution here: Accounting-approved payments - Technical documentation (PDF, in Norwegian)
Would you like some support?
We have set up a technical implementation support team. Send an email to tci@dnb.no
DFG (DNB File Gateway) - an SFTP solution via DNB. The solution is for companies who want to automate their file transfers. DFG allows you to send and receive files without logging in to the online bank.
All the information you need can be found in the document covering questions and its implementation.
We offer the following communication solutions:
For more information and set-up forms, enquiries can be sent by email: betalingstjenester.bedrift@dnb.no
ISO20022 XML is a global standard for payment processing. It is used both between customers and banks, and between banks nationally and internationally. This new standard will take over the old, country-specific standards. For you as a customer, and for the suppliers of your ERP and treasury systems, this means a standard that is almost similar from bank to bank.
Message Implementation Guides (MIG)
Banking integration with DNB and the use of our message guides ensures a good and flexible solution.
Test format and payment types
We offer our customers a validation tool called XMLdation. With this tool, developers can test the format and payment types you work with on an ongoing basis.
From 15 November 2024 we will include the company number/orgID for the legal account holder in our Camt.053 files (for bank reconciliation).
This is a measure to improve our digital account information services. The change is in line with what is permitted within the ISO20022 standard for camt.053 files, and the value will be included as part of Statement Block under the heading ‘’<Ownr>’’.
You can find more information in our message implementation guides (MIG)
Even though a new value will always be reported, it is a choice whether you want to use the value or just ignore it. To be completely sure that the bank reconciliation is as easy as before, we recommend that you contact your system supplier to check that this change will not create any problems in your system.
NB! If you use one or more of the following systems, you can disregard this information:
24Seven Office, Agendec, Booktech, Continia, DNB Regnskap, Fiken, KASA/Marathon, PowerOffice, Styreweb, Visma systemer (eAccounting, Business, Enterprice, NXT, Tripletex) and Xledger. They have confirmed that this change will not affect your bank reconciliation.
At DNB, we are always working to improve the services we deliver and meet the needs of our customers. By adding company numbers/orgID to our camt.053 files, we open up for greater flexibility for our customers. For more information on ISO20022 and the implementation of the camt.053 format, check out our ISO20022 implementation guidelines
Our message guides cover outgoing payments, incoming payments and account information.
Error messages, sending and getting payment files in the corporate online bank
Useful tips and tricks to get the most out of the corporate online bank
Find answers to your questions about incoming payments, files and payment solutions
What you need to know about access, vouchers/archive, opening and closing accounts
Here is everything you need in order to send and receive international payments