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Dog insurance

Be better placed to look after your dog if it become injured or unwell.

Senior with dog in the forest
  • Covers costs that are incurred if your dog gets ill or injured.

  • Free video appointments with a veterinarian in the event of injury or illness

  • Life insurance makes a settlement payment for dogs who go missing, die or have to be put down

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Do you have any questions about buying dog insurance?

Speak to an insurance adviser

Call me

Have you had an accident or injury?

Start a video appointment with a veterinarian or report your pet’s illness or injury online.

Get help and report a claim

Prices for dog insurance

You can check prices for dog insurance online. In order to get the best possible price for dog insurance, just choose the coverages you really need. That way you avoid paying for coverages you don’t need.

You can also choose between NOK 2500 or NOK 4000 in excess. Excess only applies to veterinary fees and loss of value in use. If you select the highest excess, your dog insurance will be cheaper.

Remember that you can also group all your insurance policies with us and get discounts on insurance.

What does dog insurance cover?

What does the insurance cover?

You can choose between different coverage options or combine them when purchasing dog insurance, so you get the coverage you need.

Choose from coverage options that include:

  • Veterinary expenses and prescription medication
  • Permanent reduction in working ability when the dog is fully trained for a specific purpose or used as a breeding animal
  • Expenses related to puppies/puppy litters
  • Compensation in case of death, loss, or theft

You can contact us if you also want insurance for puppy litters or loss of working value.

This overview is for guidance only. Please refer to the terms and conditions for complete information about what the insurance covers and any applicable limitations.

Are there any limits to the cover?
  • The insurance can be purchased no earlier than when the dog is 5 weeks old.
  • The total compensation is limited to the insured amount shown in the insurance certificate.
  • For HD/AD, regardless of the dog’s age, both parents must have been X-rayed and evaluated according to the Norwegian Kennel Club’s (NKK) guidelines for HD with a result of A or B, and for AD a result of 0, and must have been continuously insured before the dog reaches 4 months of age.
  • Top coverage for veterinary expenses includes retained baby teeth, dental cysts, tooth alignment, and bite defects if the dog is insured before four months of age.
  • Cesarean section coverage applies to the breeds English Bulldog, French Bulldog, Pug, Boston Terrier, Chihuahua, and Pomeranian, or mixes that include these breeds.
  • There are breed-specific limitations.
What are my obligations?

You are obliged to report the dog’s/cat’s actual health condition, and any diseases/injuries the dog/cat has when the insurance is taken out.

The insurance certificate specifies which information is used as a basis. If anything is incorrect, you must inform us immediately. Security regulations are damage prevention and damage limitation measures you must take, and you will find these in the insurance certificate.

In the event of injury you must contact us as soon as possible. If you do not comply with your obligations, the settlement payment may be reduced, fully or partly.

What does the insurance not cover?
  • Injuries occurring within the 20-day waiting period after a new insurance policy is taken out
  • Preventive treatments
  • Diet food and medical food
  • Behavioral disorders such as nervousness and aggression

This overview is for guidance only. Please refer to the terms and conditions for complete information about what the insurance covers and any applicable limitations.

Where is the insurance valid?

The insurance is valid worldwide.

Terms and conditions (in Norwegian)

Terms and Conditions for Veterinary Expenses (PDF)

Terms and Conditions for Top Veterinary Expenses (PDF)

Terms and Conditions for Loss of Working Value (PDF)

Terms and Conditions for Death, Loss, and Theft (PDF)

Dog Insurance Product Information IPID (PDF)

Woman drinking coffee next to her dog and smiling about award-winning dog insurance

Among the best dog insurance policies

In 2021, Norsk Familieøkonomi (Norwegian Family Finances) tested and compared different dog insurance policies, and with a score of 5 out of 6, our dog insurance is among the very best. The test highlights the veterinary expenses coverage and that the life insurance has the longest duration in the test as especially positive.

We are also among the best in customer service and claims settlement, according to Bytt.no, which updates results monthly based on experiences from the consumers themselves. See what else makes us best in test for insurance.

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FirstVet – online veterinary

With DNB Pet insurance, video appointments with vets via FirstVet are covered.

Online veterinary

Get a discount on insurance

Up to 15 % group discount on insurance.

See what discount you can get

Compare dog insurance

Get cheaper dog insurance by only selecting the coverage you need. When you buy dog insurance, you choose from two main coverages: one for veterinary expenses and the other for death, loss and theft. You can also combine these. In addition, you can customize your insurance with our optional coverage for puppy litters or loss of working value.

Dog insurance coverage options Spør ChatGPT

Top veterinary expenses coverageVeterinaryDeath, loss and theft

Veterinary expenses and prescription medicines

Choose an insurance amount up to NOK 75,000

Choose an insurance amount up to NOK 75,000.

Free video consultation with a veterinarian in case of injury or illness

Have been selectedHave been selected

Investigation, treatment, and medication for atopy/allergies.

Up to the selected annual insurance amount per year

NOK 15,000 over the dog's lifetime

MRI and CT scan

Up to the selected annual sum insured per year

NOK 15,000 per year

Dental injury in the event of an accident

Have been selectedHave been selected

Selected dental diseases

Have been selected

Baby tooth extraction and bite defects.

Have been selected

Physiotherapy, rehabilitation and chiropractics

Have been selected

Death or loss of dog

Have been selected

Use the table as a guide. See terms and conditions for a comprehensive coverage overview.

Woman reading about dog insurance with a dog on her lap.

Customise your insurance with optional ancillary benefits

Loss of value in use

  • Loss of value in use provides compensation if your dog becomes permanently injured or ill and cannot carry out tasks within the insured area of use. This applies to service dogs, hunting dogs, herding dogs and breeding dogs.

Dog litter

  • If you’re a dog breeder, you may consider dog litter insurance as an ancillary benefit. It applies to puppy litters from birth until the day they are handed over to the buyer (maximum 3 months). The insurance covers veterinary expenses, death, loss and theft. The highest compensation sum is NOK 6000 per puppy, in addition to the bitch’s sum insured. The insurance covers up to puppy litters over the course of a bitch’s life.

    It is a prerequisite that the pairing conformed to The Norwegian Kennel Club’s Ethical Rules for Dog Breeding.

Contact us for additional coverage

Useful to know about dog insurance

  • The insurance can be bought for dogs who are between 5 weeks and 7 years old, and up to 10 years old if you move the insurance to us from a different company.
  • You do not need a veterinary certificate when buying dog insurance.
  • A stolen/lost dog must be reported to us and to the police, and be searched for.
  • The dog must be tagged with ID.

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Fremtind Forsikring

As a DNB customer, you get insurance supplied by Fremtind Forsikring – one of Norway’s largest insurance providers, with extensive experience. You are still a customer of DNB, and should contact us if you want to buy insurance, make changes, make a claim or have any questions.

To give you an offer, DNB will share your personal data with Fremtind. You can see how this is processed in Fremtind’s personal privacy statement.