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Snowmobile insurance

Insurance for snowmobiles covers injury to the driver and passenger, and damage to the snowmobile.

Image of snowmobile driving through the forest.
  • Covers driving equipment such as helmets and clothing.

  • Comprehensive covers overturning, vandalism and misfuelling

  • Bundle your insurance policies for a discount.

Get an insurance quote

Choose between Liability, Limited comprehensive and Comprehensive.

We offer three different coverages for snowmobile insurance. The cheapest option is the statutory liability insurance. You can also buy Limited Comprehensive and Comprehensive. For newer snowmobiles, the best comprehensive cover is often recommended.

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Do you have any questions about buying snowmobile insurance?

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Have you had an accident or injury?

Report a claim

Norway’s most satisfied insurance customers!

Our insurance company Fremtind has been named the customer favourite of the year in 2022 on bytt.no – Norway’s largest website for user reviews and customer ratings in personal finance. Fremtind is among the best for customer service and claim settlements according to Bytt.no, which updates results monthly based on experiences from the consumers themselves. See what else makes us best in test for insurance.

Summary of cover

What does the insurance cover?

Liability covers:

  • Vehicle liability
  • Driver and passenger accidents
  • Legal aid

Limited comprehensive also covers:

  • Fire damage
  • Theft of the snowmobile
  • Installed additional equipment
  • Driving equipment

Comprehensive also covers

  • Damage to your own snowmobile
  • Vandalism
  • Installed additional equipment
  • Driving equipment
  • Filling with incorrect fuel
Are there any limits to the cover?

Limited comprehensive does not cover

  • Installed additional equipment over NOK 10 000

Comprehensive does not cover

  • Damage to installed additional equipment over NOK 10 000
What are my obligations?

The insurance certificate specifies which information is used as a basis. If anything is incorrect, you must inform us immediately. Security regulations are damage prevention and damage limitation measures you must take, and you will find these in the insurance certificate.

In the event of damage you must contact us as soon as possible. If you do not comply with your obligations, the settlement payment may be reduced, fully or partly.

What does the insurance not cover?
  • Damage which is caused intentionally
  • Driving while intoxicated
  • Off-road driving
  • Track driving
  • Damage incurred during rental or for business
Where is the insurance valid?

Vehicle liability applies within the EEA. Limited comprehensive, Comprehensive and Legal assistance insurance is valid in the Nordic countries.

Terms and conditions (in Norwegian)

Download terms and conditions:

  • Terms and conditions snowmobile insurance liability (PDF)
  • Terms and conditions snowmobile insurance Limited comprehensive (PDF)
  • Terms and conditions snowmobile insurance comprehensive (PDF)
  • Snowmobile insurance product info IPID (PDF)

Compare snowmobile insurance

When you buy snowmobile insurance you can choose between Liability, Limited comprehensive and Comprehensive. You will find the insurance that covers your needs in the table below – from the cheapest moped insurance with only liability cover to extra peace of mind with comprehensive cover.

ComprehensiveLimited comprehensiveLiability

Liability

Have been selectedHave been selectedHave been selected

Driver and passenger accidents

Have been selectedHave been selectedHave been selected

Legal aid

Have been selectedHave been selectedHave been selected

Fire

Have been selectedHave been selected

Theft

Have been selectedHave been selected

Installed additional equipment (up to NOK 10 000)

Have been selectedHave been selected

Driving equipment (helmets, clothing, boots etc.)

Have been selectedHave been selected

Theft of keys

Have been selectedHave been selected

Driving off the road

Have been selected

Overturning

Have been selected

Collision

Have been selected

Vandalism

Have been selected

Filling with incorrect fuel

Have been selected

Use the table as a guide. See terms and conditions for supplementary coverage overview.

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Move your insurance to us

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Fremtind Forsikring

As a DNB customer, you get insurance supplied by Fremtind Forsikring – one of Norway’s largest insurance providers, with extensive experience. You are still a customer of DNB, and should contact us if you want to buy insurance, make changes, make a claim or have any questions.

To give you an offer, DNB will share your personal data with Fremtind. You can see how this is processed in Fremtind’s personal privacy statement.