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Group accident insurance

Give your employees financial settlement payments for injuries incurred after an accident.

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  • Flexible insurance

  • Competitive advantage as employer

  • Financial security for employees

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Why choose group accident insurance?

The company shows responsibility for its employees and their families during and outside of working hours if they suffer an accident. Employees find it gives financial peace of mind to know that they’ll receive a settlement payment for injuries caused by an accident or mishap.

The insurance is flexible so the business itself can choose whether the insurance should only apply during working hours, only during leisure time or 24 hours a day. The sum insured can be chosen on the basis of the National Insurance basic amount (G) or a fixed amount. The sum insured is paid out as a lump sum and is paid to the person who suffers the injury or to their survivors.

Product information (IPID)

Group accident insurance (PDF, file.anchor.en.label)Open the file in a new tab

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What does the insurance cover?

The insurance can apply to both medical disability and death compensation.

Medical disability

Lifelong medical disability as a result of an accidental injury, including treatment costs. In the event of an injury, the compensation sum is calculated in relation to the established degree of disability. It can be stipulated that compensation shall not be paid below a certain degree of disability, for example 5% or 15%.

Death compensation

Death resulting from an accidental injury. A lump sum is paid to the insured party’s spouse or cohabitants.

Terms and conditions Personnel insurance

See terms and conditions

Basic amount (G)

as of 1 May 2025 is NOK 130 160.

Collective accident FAQ

What is degree of disability?

Degree of disability is measured as a percentage and is set irrespective of your profession. Permanent medical disability cannot be established until you’ve undergone medical treatment and rehabilitation and the condition has stabilised. The degree of disability is established on the basis of a disability table from NAV (the Norwegian Labour and Welfare Administration).

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Have you suffered from an accident, injury or illness?

The easiest way is to report the incident via our digital solution in the online bank.

Our personnel insurance

  • Workers’ compensation insurance

    Covers employee injury and illness

  • Travel insurance

    Peace of mind if something should happen while travelling

  • Leisure accident insurance

    Covers accidents or injuries that occur during leisure time

  • Group life insurance

    Provides a one-off payment to the bereaved on the death of an employee

  • Group accident insurance

    Peace of mind for your employees if they have an accident

  • Partnership protection insurance

    The insurance is a financial hedge against the partnership protection agreement

  • Key person insurance

    Disbursement if a key person dies or becomes incapacitated for work

  • Health insurance

    Ensures that employees of the company receive quick treatment

  • Sickness assessment insurance

    Employees receive disbursements for the first few years of the incapacity period

  • Income protection insurance

    Covers the company’s ongoing operating costs if you should become ill

  • Sick pay insurance

    Covers salary payments to employees on sick leave

  • Other sickness insurance

    Insures your employees even when the illness isn’t work related

  • Pension and insurance package

    The package that covers the statutory requirements

Provider of the insurance

The insurance is provided by DNB Livsforsikring AS.