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Income protection insurance

Income protection insurance covers the company’s ongoing operating costs if you should become ill

Personnel insurance
  • Coverage of operating income

  • Secure your own salary in the event of illness

  • Protect the workplace during your absence due to illness

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What is income protection insurance?

Income protection insurance provides security for self-employed people and business owners by covering lost income and fixed operating costs if you should become ill.

The insurance is especially suitable where there are no other employees with the right skills to manage the business during your absence due to illness.

Product information (IPID)

Income protection insurance (PDF, file.anchor.en.label)Open the file in a new tab

What does the insurance cover?

Injury or illness that causes you to be at least 50% incapacitated for work and which causes absences from the workplace.

Lost income

The insurance includes unemployment benefit based on your pension-producing income, if you become at least 50% incapacitated for work as a result of injury or illness. The insurance only covers the share of income that exceeds 6G and has an upper limit of 12G.

Fixed operating costs

The insurance covers unemployment benefit based on fixed operating costs if you become at least 50% incapacitated for work as a result of injury or illness.

Terms and conditions Personnel insurance

See terms and conditions

Our personnel insurance

  • Workers’ compensation insurance

    Covers employee injury and illness

  • Travel insurance

    Peace of mind if something should happen while travelling

  • Leisure accident insurance

    Covers accidents or injuries that occur during leisure time

  • Group life insurance

    Provides a one-off payment to the bereaved on the death of an employee

  • Group accident insurance

    Peace of mind for your employees if they have an accident

  • Partnership protection insurance

    The insurance is a financial hedge against the partnership protection agreement

  • Key person insurance

    Disbursement if a key person dies or becomes incapacitated for work

  • Health insurance

    Ensures that employees of the company receive quick treatment

  • Sickness assessment insurance

    Employees receive disbursements for the first few years of the incapacity period

  • Income protection insurance

    Covers the company’s ongoing operating costs if you should become ill

  • Sick pay insurance

    Covers salary payments to employees on sick leave

  • Other sickness insurance

    Insures your employees even when the illness isn’t work related

  • Pension and insurance package

    The package that covers the statutory requirements

Provider of the insurance

The insurance is provided by DNB Livsforsikring AS.