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Sick pay insurance

Sick pay insurance is important for people with company employees who have salaries over 6 G.

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  • Covers salary payments to employees on sick leave

  • Secures the employees the same income in the event of a long-term illness

  • Flexible insurance that can be adapted to your business

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What does sick pay insurance cover?

The National Insurance Scheme only covers salaries up to 6 G. With sick pay insurance, the business is covered for salary payments beyond 6 G during the sickness benefit period according to an agreed waiting period and compensation period.

The size of the settlement payments depends on the unemployment benefit rate for the employee at the time the sick leave commences and the degree of disability the illness or injury causes.

How the disbursements work

The settlement payments are given as a day rate per sick day. A compensation period of 360 days is normally agreed. If the waiting period is agreed to 16 days, the disbursements start after the first 16 days of absence.

Product information (IPID)

Sick pay insurance (PDF, file.anchor.en.label)Open the file in a new tab

Terms and conditions Personnel insurance

See terms and conditions

Basic amount (G)

as of 1 May 2025 is NOK 130 160.

Sick pay insurance FAQ

What is a waiting period?

It can be agreed in the sickness assessment insurance that payment of unemployment benefit will start after a certain number of days after the injury/illness occurred.

What is the compensation period?

The compensation period is the disbursement period for the insurance.

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Have you suffered from an accident, injury or illness?

The easiest way is to report the incident via our digital solution in the online bank.

Our personnel insurance

  • Workers’ compensation insurance

    Covers employee injury and illness

  • Travel insurance

    Peace of mind if something should happen while travelling

  • Leisure accident insurance

    Covers accidents or injuries that occur during leisure time

  • Group life insurance

    Provides a one-off payment to the bereaved on the death of an employee

  • Group accident insurance

    Peace of mind for your employees if they have an accident

  • Partnership protection insurance

    The insurance is a financial hedge against the partnership protection agreement

  • Key person insurance

    Disbursement if a key person dies or becomes incapacitated for work

  • Health insurance

    Ensures that employees of the company receive quick treatment

  • Sickness assessment insurance

    Employees receive disbursements for the first few years of the incapacity period

  • Income protection insurance

    Covers the company’s ongoing operating costs if you should become ill

  • Sick pay insurance

    Covers salary payments to employees on sick leave

  • Other sickness insurance

    Insures your employees even when the illness isn’t work related

  • Pension and insurance package

    The package that covers the statutory requirements

Provider of the insurance

The insurance is provided by DNB Livsforsikring AS.