Sick pay insurance
Sick pay insurance is important for people with company employees who have salaries over 6 G.
What does sick pay insurance cover?
The National Insurance Scheme only covers salaries up to 6 G. With sick pay insurance, the business is covered for salary payments beyond 6 G during the sickness benefit period according to an agreed waiting period and compensation period.
The size of the settlement payments depends on the unemployment benefit rate for the employee at the time the sick leave commences and the degree of disability the illness or injury causes.
How the disbursements work
The settlement payments are given as a day rate per sick day. A compensation period of 360 days is normally agreed. If the waiting period is agreed to 16 days, the disbursements start after the first 16 days of absence.
Product information (IPID)
Terms and conditions Personnel insurance
See terms and conditionsThe Basic Amount (G)
As at 1 May 2026 is 136 549 Kroner.
Sick pay insurance FAQ
Have you suffered from an accident, injury or illness?
The easiest way is to report the incident via our digital solution in the online bank.
Our personnel insurance
Workers’ compensation insurance
Covers employee injury and illness
Travel insurance
Peace of mind if something should happen while travelling
Leisure accident insurance
Covers accidents or injuries that occur during leisure time
Group life insurance
Provides a one-off payment to the bereaved on the death of an employee
Group accident insurance
Peace of mind for your employees if they have an accident
Partnership protection insurance
The insurance is a financial hedge against the partnership protection agreement
Key person insurance
Disbursement if a key person dies or becomes incapacitated for work
Health insurance
Ensures that employees of the company receive quick treatment
Sickness assessment insurance
Employees receive disbursements for the first few years of the incapacity period
Income protection insurance
Covers the company’s ongoing operating costs if you should become ill
Sick pay insurance
Covers salary payments to employees on sick leave
Other sickness insurance
Insures your employees even when the illness isn’t work related
Pension and insurance package
The package that covers the statutory requirements
Provider of the insurance
The insurance is provided by DNB Livsforsikring AS.