Skip to main content
DNB Logo
Search
To Personnel insurance
  • Become a corporate customer
  • Help and advice
  • Make an appointment
  • Find your DNB branch

Footer navigation

©

DNB Logo

Corporate Health insurance

Ensure that company employees receive rapid treatment if they become ill or are injured.

Image of a woman who has injured her hand and is receiving help from a female nurse
  • Reduces risk of absence due to illness and incapacity for work

  • Become an attractive employer

  • Give your employees peace of mind

I would like to receive an offer

Short waiting time

Guaranteed appointment 10 working days after received documentation

Digital health assistance

Health assistance by phone, video doctor and mental self-help online

Nationwide treatment offer

Professional peace of mind and quality-assured treatment

What is health insurance?

Health insurance provides quick access to private treatment, which reduces waiting times and ensures that employees return to work faster. Good health and quick treatment are important for both the company and the employees.

Our Health Insurance is delivered in partnership with Falck Health.

BasicBest

Surgery, hospital treatment and rehabilitation

Have been selectedHave been selected

Consultation with private specialist physician, diagnostic imaging and outpatient surgery

Have been selectedHave been selected

Travel and accommodation related to medical treatment

Have been selectedHave been selected

Psychological first aid for "Crisis Assistance (psychological first aid) – up to 10 treatments

Have been selectedHave been selected

Rapid health assistance by telephone

Have been selectedHave been selected

Remote doctor’s consultation by mobile

Have been selectedHave been selected

Mental self-help online

Have been selectedHave been selected

Helselos (Health Solution) - a helping hand

Have been selectedHave been selected

Treatment with psychologist – up to 10 treatments per 12 months

Have been selected

Physical treatment with or without excess of NOK 250

Have been selected

Treatment for substance and gambling addiction can be chosen regardless of the type of coverage (basic or best).

Terms and conditions, and product information

See terms and conditions

Product information health insurance (PDF, file.anchor.en.label)Open the file in a new tab

We help you find the right insurance

Book a meeting with an adviser

Are you wondering whether you’re sufficiently insured, need more insurance or would you like a quote?

Make an appointment now

Helselos (Health Solution) - a helping hand

A free service that provides professional health guidance and supports the company’s follow-up in the event of absence due to illness. Available to employees with Health Insurance.

Read more about Helselos

Do you need treatment?

If you have health insurance with DNB, we ensure quick assistance for medical, physical or psychological treatment.

Get medical assistance

What do others ask about?

Where is the insurance valid?

The insurance covers investigation and treatment within Falck Health's treatment network in Norway. If there is no available capacity in Norway, referrals can be made to private specialist healthcare services in the Nordic countries that Falck Health has agreements with

What are my obligations as a customer?

The company is obliged to provide DNB Life with accurate information when purchasing the insurance and about any subsequent changes that are significant for the insurance. If the company becomes aware of an injury to an employee that may lead to a compensation claim, this must be reported to DNB Liv without undue delay. As the insured/employee in need of treatment, you are obliged to follow the routine for reporting and pre-approval of treatment.

What do I need in order to report a case to the health insurance?

You will need your agreement number and BankID. For medical treatment, you must also have a referral from a doctor and attach it. Use of the insurance sets the same standards for content, quality and medical assessment for referrals that the public sector applies for similar medical cases.

How soon will I be contacted after I have reported my case?

When you’ve reported your case, you’ll shortly receive confirmation by text message that your case has been registered. For physical treatment or psychology, you can book an appointment directly, in the same system you use for reporting a case. For medical treatment or in cases where you’d like professional guidance, Falck Health will contact you to arrange treatment and follow-up as soon as they can. Normally within four working days for medical treatment and quicker for physical treatment and psychology.

Can I book an appointment myself online?

Yes, you can book both physical treatment and an appointment with a psychologist in our treatment network directly in our solution when you report a case to us.

How can employers use Helselos (Health Solution) for sick leave follow-up?

If your company has employees on sick leave or are in danger of becoming so, as a manager, you can inform them of this service so your employees are made aware of the Helselos service.

How do I terminate my insurance policies?

The insurance can be terminated if the need for insurance ceases, upon moving to another company, or for other special reasons, cf. the Insurance Contract Act § 3-6, 1st paragraph. The termination must be made in writing to DNB Life Insurance AS with one month's notice.

When does the insurance start and how long does it last?

The insurance is effective from the time the company accepts the offer. If a date is agreed upon in the future, the insurance starts at 00:00 on that day. The insurance is valid for one year at a time unless otherwise specified in the insurance agreement, and it automatically extends for another year unless terminated.

Why do I need to report my case electronically with BankID?

First and foremost, this is to ensure your privacy. But we also need your written consent in order to be able to help you. We can receive this electronically when you log in with BankID and report your case to us. The alternative is regular post which can take several days.

How soon can I receive treatment?

You will be offered an appointment for the first examination or treatment within our guarantee period of 10 working days. The guarantee period starts from the first working day after Falck Health has received the necessary documentation from you.

I am unsure about which treatment I need. What should I do?

Call our partner Falck Health at (+47) 24 06 21 23. Falck has skilled advisers who are authorised healthcare professionals and are ready to help you find the best treatment offer based on your situation.

Product information (IPID)

Health insurance (PDF)

Our personnel insurance

  • Workers’ compensation insurance

    Covers employee injury and illness

  • Travel insurance

    Peace of mind if something should happen while travelling

  • Leisure accident insurance

    Covers accidents or injuries that occur during leisure time

  • Group life insurance

    Provides a one-off payment to the bereaved on the death of an employee

  • Group accident insurance

    Peace of mind for your employees if they have an accident

  • Partnership protection insurance

    The insurance is a financial hedge against the partnership protection agreement

  • Key person insurance

    Disbursement if a key person dies or becomes incapacitated for work

  • Health insurance

    Ensures that employees of the company receive quick treatment

  • Sickness assessment insurance

    Employees receive disbursements for the first few years of the incapacity period

  • Income protection insurance

    Covers the company’s ongoing operating costs if you should become ill

  • Sick pay insurance

    Covers salary payments to employees on sick leave

  • Other sickness insurance

    Insures your employees even when the illness isn’t work related

  • Pension and insurance package

    The package that covers the statutory requirements

Provider of the insurance

The insurance is provided by DNB Livsforsikring AS.