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Sickness assessment insurance

Ensure that your employees are paid one or multiple amounts over the initial years after the start of a long period of incapacity for work.

Image of a woman who has injured her hand and is receiving help from a female nurse
  • Financial peace of mind in the event of incapacity for work due to illness

  • Reduces the need for your disability insurance

  • Employee is insured against illness that isn’t approved as an occupational illness

I would like to receive an offer

What is sickness assessment insurance?

The insurance provides financial peace of mind in the event of incapacity for work which is due to illness that isn’t an occupational illness and can also be expanded to include incapacity for work regardless of the cause.

What can the insurance policy cover?

You can choose for your employees to be able to receive one-time payment(s) after: 18 – 24 – 30 – 36 – 42 – 48 months of continuous sick leave. Based on work assessment allowance being given or at least 40 per cent disability pension being granted from NAV (the Norwegian Labour and Welfare Administration).

What can settlement payments be given for?

  • For 100 per cent incapacity for work, the agreed sum insured is paid.
  • The employee must have been at least 40 per cent continuously incapacitated for work from the first sick leave certificate until the agreed date of the disbursement for the sum insured to be payable.
  • For lower degrees of incapacity for work, the sum insured is reduced proportionately.

Product information (IPID)

Sickness assessment insurance (PDF, file.anchor.en.label)Open the file in a new tab

Terms and conditions Personnel insurance

See terms and conditions

Our personnel insurance

  • Workers’ compensation insurance

    Covers employee injury and illness

  • Travel insurance

    Peace of mind if something should happen while travelling

  • Leisure accident insurance

    Covers accidents or injuries that occur during leisure time

  • Group life insurance

    Provides a one-off payment to the bereaved on the death of an employee

  • Group accident insurance

    Peace of mind for your employees if they have an accident

  • Partnership protection insurance

    The insurance is a financial hedge against the partnership protection agreement

  • Key person insurance

    Disbursement if a key person dies or becomes incapacitated for work

  • Health insurance

    Ensures that employees of the company receive quick treatment

  • Sickness assessment insurance

    Employees receive disbursements for the first few years of the incapacity period

  • Income protection insurance

    Covers the company’s ongoing operating costs if you should become ill

  • Sick pay insurance

    Covers salary payments to employees on sick leave

  • Other sickness insurance

    Insures your employees even when the illness isn’t work related

  • Pension and insurance package

    The package that covers the statutory requirements

Provider of the insurance

The insurance is provided by DNB Livsforsikring AS.